Active·10 days on market
816 Quiet Stone Lane
Orange Park, FL 32065
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Orange Park
Spacious and well-designed home featuring a formal dining room that flows seamlessly into the living area. The open kitchen boasts quartz countertops, a walk-in pantry, abundant cabinet space, and GE stainless steel appliances that all convey. Enjoy a large breakfast area with sliding doors leading to a screened lanai--perfect for indoor-outdoor living. Downstairs offers tile and LVP flooring, under-stair storage, and a convenient half bath, while upstairs features all bedrooms plus a versatile desk nook. The large primary suite is bright with a garden tub, separate shower, and large walk-in closet. Secondary bedrooms offer ample closet space, and a full bath includes a double vanity. Laundry room upstairs with washer and dryer included, plus a linen closet for extra storage. Zoned HVAC replaced in 2024 and roof replaced in 2018.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $336,699 | $328,886 | — |
| 2024 | $331,485 | $298,988 | — |
| 2023 | $353,608 | $271,808 | — |
| 2022 | $303,469 | $247,099 | — |
| 2021 | $224,636 | $224,636 | — |
| 2020 | $217,022 | $217,022 | — |
2025 property taxes (current owner): $7,229/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$369,500−$2,500
- Oct 1, 2026Listed$372,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $150/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 618 Briar View Drive, Orange Park, FL 32065Listed by WATSON REALTY CORP | Aug 2026 | $325,000 | $175 | 3/2 | 1,852 | 37 | 0.2 |
| 1452 Shadow Creek Drive, Orange Park, FL 32065Listed by MOMENTUM REALTY | Aug 2026 | $435,000 | $170 | 3/2.5 | 2,561 | 89 | 0.4 |
| 584 Chestwood Chase Drive, Orange Park, FL 32065Listed by SOMEDAY HOMES REALTY, LLC. | Sep 2026 | $415,000 | $156 | 4/2.5 | 2,660 | 0 | 0.8 |
| 656 Chestwood Chase Drive, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Aug 2026 | $364,900 | $154 | 4/3 | 2,377 | 102 | 0.9 |
| 4588 Golf Brook Road, Orange Park, FL 32065Listed by EXP REALTY LLC | Oct 2026 | $375,300 | $151 | 4/3 | 2,492 | 93 | 1.2 |
| 3463 Belen Court, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $399,999 | $160 | 5/3 | 2,500 | 15 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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