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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·13 days on market

650 Wakeview Drive

Orange Park, FL 32065

$360,000$173/sqftEst. $1,994/moMLS# 2166753
↓ $4,250 below original list
4
Beds
2
Baths
2,080
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $7/mo9,148 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to 650 Wakeview Drive! This spacious and beautifully updated 4-bedroom home offers an inviting floor plan with excellent flow. The open-concept kitchen and living room feature soaring ceilings, creating a bright and impressive gathering space. The kitchen has been refreshed with new stainless steel appliances, granite countertops, backsplash, and updated cabinet color. Enjoy a formal dining room plus a separate office/den for work or flex space. All four bedrooms are generously sized, while the spacious owner's suite features an ensuite bath with a walk-in shower and separate soaking tub. Recent updates include new LVP flooring, fresh paint, new lighting and blinds throughout, new gutters, a 2025 roof, and a 2025 water heater. An electric vehicle charging plug adds modern convenience. All of this in a desirable community that offers amenity centers, pools, water parks, fitness centers, playgrounds, sports fields, tennis and pickleball courts, and miles of green spaces.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Clay County$552
HOAbilled annually$7
Estimated total, before insurance$2,553/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,674/yr · $390/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $552
Insurance (est.): $240
Estimated Total Monthly
$2,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,674/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Price change$360,000−$4,250
  • Sep 28, 2026Active$364,250
  • Sep 27, 2026Listed$364,250

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$325,000$1664/21,955190.3
510 Meldrum Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INCSep 2026$323,000$1784/31,8182830.4
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925460.7
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.8
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878361
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486381.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$173
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,080
Total Structure Area2,734 sq ft
Acres0.21 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryOakleaf Village
MiddleOakleaf Jr High

Community Information

Address650 Wakeview Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size9,147.6 sq ft
Parcel Number05042500786800363
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Park, Pickleball, Playground, Racquetball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingVinyl
RoofShingle
Road SurfacePaved

Additional Information

Date ListedSeptember 28, 2026
Days on Market12
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameOAKLEAF
Tax Amount$4,674.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS DEDICATED PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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