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Active

Active·1 day on market

2718 Sunset Inlet Drive

Flagler Beach, FL 32136

$1,075,000$384/sqftEst. $5,739/moMLS# 2166428
3
Beds
3.5
Baths
2,799
Sq Ft
2014
Built
2
Garage
No
Pool
FEMA Zone XNo HOA3,049 sqft lotSingle Family Residence3 stories

About this home

Flagler Beach

Experience refined coastal living in this beautifully renovated three-story residence in Sunset Inlet, an intimate waterfront community located directly on the Intracoastal Waterway and just across A1A from the beach. With designated beach access, direct Intracoastal boating access, a private marina boat slip, ocean views, and elevator access to every level, this home delivers the best of both beach and boating lifestyles. This 3-bedroom, 3.5-bath residence offers 2,799 square feet of thoughtfully updated living space with designer finishes and exceptional attention to detail throughout. Herringbone-pattern waterproof luxury vinyl plank flooring, custom cabinetry, designer lighting, and beautifully finished marble baths create a sophisticated yet relaxed coastal feel.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$5,739
Estimated total, before insurance$5,739/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,510/yr · $959/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,739
Principal & Interest: $5,739
Insurance (est.): $717
Estimated Total Monthly
$6,456
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116009 - Flagler County Utilities · Public water (record)

County records show this parcel on central sewer served by FL0116009 - Flagler County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,510/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,075,000
Price / Sq Ft$384
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,799
Acres0.07 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2718 Sunset Inlet Drive, Flagler Beach, FL 32136
Area605-Flagler County North-Beach
SubdivisionSunset Inlet
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size3,049.2 sq ft
Parcel Number2611315730000000230
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewCanal, Intracoastal, Ocean

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch
FencingBack Yard
Road SurfacePaved

Additional Information

Date ListedSeptember 24, 2026
Days on Market95
Tax Amount$11,509.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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