This home is in Jacksonville.
Active·19 days on market
745 E Union Street E
Jacksonville, FL 32206
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
AS-IS Sale: The property is being sold strictly in AS-IS, WHERE-IS condition with all faults. The Seller and Listing Brokerage make no representations or warranties regarding the condition, structural integrity, or systems of the property. No Seller Disclosures: The Seller has no knowledge of property conditions, history, or defects, and no Seller's Property Disclosure statement will be provided. Gutted Structure / Renovation Required: The interior of the property is fully gutted with no interior finishes or functional systems in place. Buyers are advised to bring contractors/inspectors during their due diligence period. 2. OFFER SUBMISSION REQUIREMENTS Contract Form: Florida Realtors / Florida Bar AS IS Residential Contract for Sale and Purchase preferred. Financing Terms: Cash offers or specialized hard money / rehab financing only. Traditional conventional, FHA, or VA financing will not qualify due to property condition. Proof of Funds: All cash offers must include verifiable
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1912)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,581 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $774/yr
Estimated taxes if purchased at asking price: ~$1,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Listed$75,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $121/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1233 Bridier Street, Jacksonville, FL 32206Listed by FREEDOM REALTY GROUP LLC | Jun 2026 | $100,000 | $128 | 3/1 | 781 | 174 | 0.7 |
| 1229 Bridier Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2025 | $56,000 | $78 | 3/1 | 718 | 13 | 0.7 |
| 304 Goodwin Street, Jacksonville, FL 32204Listed by BLUE REAL ESTATE | Jun 2026 | $147,000 | $188 | 3/1 | 780 | 6 | 2.3 |
| 1671 W 35th Street, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATE | Jul 2026 | $94,000 | $121 | 3/1 | 780 | 89 | 3.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines