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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

For Rent·325 days on market

946 Spearing Street

Jacksonville, FL 32206

$895/moMLS# 2118656

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

ANA Y HERNANDEZ · HOME FINDER REALTY CORP OF JAX anayaz1@bellsouth.net
2
Beds
1
Baths
469
Sq Ft
1912
Built
—
Garage
No
Pool
FEMA Zone X5,663 sqft lotSingle Family Residence1 story

About this home

Jacksonville

LOVELY 2/1 HOUSE WITH ITS OWN FENCED IN YARD.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$895
$179
Loan Term
Monthly Payment
$5
Principal & Interest: $5
Property taxes (est.): $2
Insurance (est.): $1
Estimated Total Monthly
$7
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$58,245$58,245—
2024$58,021$0—
2023$55,575$0—
2022$45,508$0—
2021$34,588$0—
2020$32,521$0—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$895
Price / Sq Ft$2
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage469
Acres0.13 acres
Year Built1912
TypeResidential Lease
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address946 Spearing Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionOakland
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,662.8 sq ft
Parcel Number1221840000

Amenities

UtilitiesElectricity Available
ParkingOff Street

Interior

AppliancesElectric Range, Refrigerator
HeatingElectric, Other
CoolingSplit System
# of Stories1

Additional Information

Date ListedNovember 19, 2025
Days on Market256
55+ CommunityNo

Listing Courtesy of: HOME FINDER REALTY CORP OF JAX

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

ANA Y HERNANDEZ

HOME FINDER REALTY CORP OF JAX

anayaz1@bellsouth.net

When you’re ready to buy, come back — Krista would love to help you find your home.

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