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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Sep 18, 2026·99 days on market

28 Pine Croft Lane

Palm Coast, FL 32164

$270,000sold priceListed at $269,000 · 100.4% of asking$254/sqftMLS# 2165738
3
Beds
2
Baths
1,065
Sq Ft
2001
Built
1
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Move-in ready and beautifully renovated, this stunning Palm Coast home at 28 Pine Croft Ln has been completely updated from top to bottom! Enjoy peace of mind with major upgrades including a brand-new kitchen, remodeled bathrooms, new flooring throughout, new interior and exterior doors, a new 3-ton A/C system, all new windows with a transferable lifetime warranty from Window World, new sod & irrigation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Estimated total, before insurance$1,496/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$549/yr · $46/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Insurance (est.): $180
Estimated Total Monthly
$1,676
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $549/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20 Pittwick Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$270,000$2063/21,3121430.5
3 Ryecast Place, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCDec 2025$303,400$2313/21,3121591.3
32 Pershing Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCNov 2025$290,000$2213/21,3121621.3
5 White Hall Drive, Palm Coast, FL 32164Listed by EXP REALTY LLCOct 2026$244,000$1963/21,24761.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,065
Acres0.23 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address28 Pine Croft Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Parcel Number0711317026002000160

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LaundryIn Unit

Additional Information

Date ListedSeptember 21, 2026
Days on Market99
Tax Amount$549.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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