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Sold

Sold·Closed Oct 16, 2026·17 days on market

4056 Old Jennings Road

Middleburg, FL 32068

$100,000sold priceListed at $124,999 · 80% of askingMLS# 2165336
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.05 acresUnimproved Land

About this home

Middleburg

THE PERFECT PIECE OF LAND EVERYONE IS LOOKING FOR!! A STEAL OF A DEAL YOU WILL NEVER SEE AGAIN!! HOMES ONLY. 1200 SQUARE FOOTAGE MINIMUM. NEW FIRE STATION BEING BUILT. NO HOA. No wetlands. Survey on file. Over 5+ New Constriction Neighborhoods leading down to the property. Nice scenery leading up to the property. Part of the Foxmeadow Community but on the outside of the community. Perfect for privacy and you still have access to the community parks, walking trails, covered pavilion, basketball court, tennis court, large open field, community events and much more. 4 minutes away from all major necessities; St Vincents Hospital, Walmart, Restaurants, Brand New Shopping Center with all new stores, Lowe's, Pet Paradise, Brand New Hotel for guests if needed. Tons of other great stores, urgent care and more within minutes of the home. Utilities are not connected. Property will run off Clay Electric, private septic tank & private well.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
Property taxesest. at asking price, Clay County$153
Estimated total, before insurance$707/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,068/yr · $89/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Property taxes (est.): $153
Insurance (est.): $67
Estimated Total Monthly
$774
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,213 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,068/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$124,999
  • Oct 4, 2026Pending$124,999
  • Sep 28, 2026Price change$124,999−$5,001
  • Sep 18, 2026Price change$130,000+$35,000
  • Sep 17, 2026Listed$95,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4421 Junction Drive, Middleburg, FL 32068Listed by COLDWELL BANKER PREMIER PROPERTIESJun 2025$500,000—0/0—5950.7
0 Bronco Road, Middleburg, FL 32068Listed by WATSON REALTY CORPFeb 2026$130,000—0/0—8900.8
1550 Eagle Nest Lane, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYNov 2025$55,500—0/0—181
00 Appaloosa Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2025$57,000—0/0—91
3760 Old Jennings Road, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$600,000—0/0—801.2
0 Cottonwood Court, Middleburg, FL 32068Listed by ROBERT SLACK, LLC.Sep 2025$175,000—0/0—01.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$124,999
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.05 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4056 Old Jennings Road, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionFoxmeadow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size45,738 sq ft
Parcel Number26042400560628501

Amenities

UtilitiesOther

Exterior

Lot DescriptionWooded

Additional Information

Date ListedSeptember 18, 2026
Days on Market17
Tax Amount$1,068.03
Tax Year2025
Listing TermsCash, Conventional, USDA Loan, Other
55+ CommunityNo

Listing Courtesy of: SUBLETT ESTATES

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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