Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 30
Pending

Pending·24 days on market

6676 Southern Oaks Drive

Jacksonville, FL 32244

$267,900$146/sqftEst. $1,484/moMLS# 2165274
4
Beds
2
Baths
1,833
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $17/mo6,534 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Some images in this listing have been virtually staged. Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the desirable Gentle Woods community of Jacksonville! Enjoy the peace of mind of newer major systems including Roof (2020), HVAC (2024), water heater (2023). Boasting fantastic curb appeal, this home features vinyl flooring throughout and fresh interior paint. The open-concept kitchen flows seamlessly into the living room, creating a bright and functional living space. Sliding doors lead out to an enclosed patio overlooking a private, fenced backyard -- perfect for relaxing or entertaining. Conveniently located with easy access to I-295 and Blanding Blvd, this home offers a great mix of everyday convenience and established neighborhood charm. Don't miss this move-in ready opportunity!

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,484
Property taxesest. at asking price, Duval County$437
HOAbilled annually$17
Estimated total, before insurance$1,938/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,836/yr · $403/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,900
$53,580
Loan Term
Monthly Payment
$1,484
Principal & Interest: $1,484
Property taxes (est.): $437
Insurance (est.): $179
Estimated Total Monthly
$2,100
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,836/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Pending$267,900
  • Sep 17, 2026Listed$267,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6709 Southern Oaks Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$265,000$1683/21,574150.1
6570 Gentle Oaks Drive S, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$238,000$1663/21,4321210.4
6026 Fillyside Trail, Jacksonville, FL 32244Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$245,000$1513/21,624200.5
6809 Morse Oaks Drive, Jacksonville, FL 32244Listed by EVERYSTATE INCSep 2026$253,000$1554/21,630910.7
6182 Hill View Court, Jacksonville, FL 32244Listed by 7 STAR REALTY, INC.Sep 2026$175,000$864/22,024751
7603 Coach Park Drive, Jacksonville, FL 32244Listed by SUPREME PATH BROKERAGE LLCSep 2026$175,000$1223/21,431521.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$267,900
Price / Sq Ft$146
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,833
Acres0.15 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementarySadie T. Tillis
HighWestside High School

Community Information

Address6676 Southern Oaks Drive, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionGentle Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,534 sq ft
Parcel Number0158621270
ZoningSingle Family

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Garage
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingWood
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2026
Days on Market11
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA NameGentle Woods
Tax Amount$4,836.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TAH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines