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Active·2 days on market

2453 Glade Lane

Green Cove Springs, FL 32043

$675,000$212/sqftEst. $3,604/moMLS# 2165146
4
Beds
3.5
Baths
3,187
Sq Ft
2024
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $60/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Green Cove Springs

**UPGRADED**HEATED POOL**NEWER BUILD** This gorgeous, immaculately maintained 2024 build offers COUNTLESS UPGRADES and spans nearly 3,200 sqft. Featuring 4 beds, 3.5 baths, a separate office, and a huge 2nd floor LOFT, this home provides tons of space and MULTIGENERATIONAL POTENTIAL. Designed with a functional SPLIT BED FLOOR PLAN, the open layout boasts zero carpet with UPGRADED FLOORING. The kitchen features top of the line stainless steel appliances, a huge food prep island, and a CUSTOM WALK-IN PANTRY with built-in shelving. The living room showcases massive pocket doors leading to a large screened lanai for seamless indoor-outdoor living. Enjoy a CUSTOM IN-GROUND HEATED POOL, hot tub, and FULL SUMMER KITCHEN overlooking a private POND AND PRESERVE VIEW. Additional highlights include a primary suite with a custom walk-in closet and EXTENDED SHOWER, a FULLY FENCED BACKYARD, and a 3 car garage with epoxy flooring. Located on a cul-de-sac, with LOW HOA & NO CDD. Don't miss out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,604
Property taxesest. at asking price, Clay County$1,034
HOAbilled quarterly$60
Estimated total, before insurance$4,698/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,190/yr · $683/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,604
Principal & Interest: $3,604
Property taxes (est.): $1,034
Insurance (est.): $450
Estimated Total Monthly
$5,088
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • A comfortable compromise lot: real pool sun without the western afternoon heat.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,190/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Active$675,000
  • Sep 16, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Price / Sq Ft$212
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,187
Acres0.18 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Pool Sweep, Screen Enclosure
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2453 Glade Lane, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionBradley Creek Crossing
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,840.8 sq ft
Parcel Number10052500920300895
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
HOA Fees$180.75 / Quarterly
HOA FrequencyQuarterly
Tax Amount$8,190
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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