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Active

Active·6 days on market

1 Capri Court

Palm Coast, FL 32137

$2,100,000$449/sqftEst. $11,121/moMLS# 2165083
4
Beds
4
Baths
4,680
Sq Ft
1993
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $270/mo1.11 acresWaterfrontSingle Family Residence1 story

About this home

Palm Coast

A rare opportunity to own an Intracoastal estate within the exclusive gated community of Island Estates at Hammock Dunes. Perfectly positioned on more than an acre along the Intracoastal Waterway, this custom residence offers approximately 4,680 square feet of living space, featuring four bedrooms, four bathrooms, a three-car garage, along with a private boathouse with lift. A graceful circular driveway welcomes you to a home defined by timeless architecture, grand proportions, and exceptional craftsmanship. The dramatic two-story foyer creates an unforgettable first impression with soaring ceilings, striking beam details, and expansive windows that fill the interior with natural light while drawing your eye toward the tranquil waterfront beyond. Designed for both everyday living and effortless entertaining, the generous floor plan offers spacious gathering areas, remarkable ceiling volume, and a seamless connection between indoor and outdoor living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$11,121
HOAbilled monthly$270
Estimated total, before insurance$11,391/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,705/yr · $1,142/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,121
Principal & Interest: $11,121
Insurance (est.): $1,400
Estimated Total Monthly
$12,521
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,705/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Listed$2,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,100,000
Price / Sq Ft$449
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,680
Total Structure Area6,457 sq ft
Acres1.11 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Direction FacesNortheast

Community Information

Address1 Capri Court, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionIsland Estates
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size48,351.6 sq ft
Parcel Number0411313000000001930
ZoningPUD

Amenities

Community FeaturesStreet Lights, Restaurant, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal, Water
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard, Security Gate
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBoat Lift, Dock, Outdoor Kitchen
Patio / PorchCovered, Rear Porch
RoofTile
ConstructionFrame, Stucco
Other StructuresBoat House, Outdoor Kitchen
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 16, 2026
Days on Market0
HOA Fees$270 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesSecurity
Tax Amount$13,704.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS · pamc@remax.net

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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