This home is in Jacksonville — a new construction home in Jacksonville.
Active·25 days on market
10946 Obi Trail Lot 5
Jacksonville, FL 32219
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
UNDER CONSTRUCTION - Q4 completion date $38K FLEX CASH! **Discover the perfect blend of comfort and style in the Firethorn floorplan by Breeze Homes. This stunning two-story home offers 1,826 sq. ft. of thoughtfully designed living space, featuring 4 spacious bedrooms and 2.5 baths. The main floor boasts a luxurious master suite, providing convenience and accessibility, while the open-concept living area is ideal for entertaining. The kitchen is well equipped, complete with white quartz countertops, a full appliance suite, and plenty of storage space. Enjoy the elegance of wood-look tile throughout the main living areas and the cozy comfort of carpeted bedrooms. With peace of mind from the builder warranty and closing cost assistance available, moving into your dream home has never been easier. Schedule your tour today and experience the Azalea floorplan firsthand!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $4,499,251 | $334,422 | ▲ $1,604,304 |
2025 property taxes (current owner): $5,966/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 9, 2026Price change$323,900+$9,000
- Sep 15, 2026Listed$314,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10754 Lishwood Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $336,990 | $155 | 4/2.5 | 2,168 | 45 | 0.3 |
| 7736 Greatford Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $324,990 | $176 | 4/3 | 1,842 | 37 | 0.3 |
| 7740 Greatford Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $339,990 | $157 | 4/2.5 | 2,168 | 36 | 0.3 |
| 7744 Greatford Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $295,990 | $207 | 3/2 | 1,427 | 33 | 0.3 |
| 10655 Lishwood Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $340,990 | $157 | 4/2.5 | 2,168 | 19 | 0.4 |
| 7755 Cahill Lane, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTY | Aug 2026 | $320,990 | $174 | 4/3 | 1,842 | 28 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines