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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·25 days on market

7723 Owsley Court Lot 4-1A

Jacksonville, FL 32219

$309,900$192/sqftEst. $1,717/moMLS# 2164925
4
Beds
2
Baths
1,613
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $3/mo6,098 sqft lotSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

$38k in FlexCash. Use towards buy down or closing costs of your choice! Discover your dream home with this thoughtfully designed floorplan by Breeze Homes. Offering 1,613 sq. ft. of living space, this stunning home features 4 bedrooms and 2 beautifully designed baths. Step inside to find wood-look tile flooring throughout the main living areas and bathrooms, adding a touch of elegance and durability, while the cozy carpeted bedrooms provide a warm and inviting retreat. The kitchen is well designed, featuring quartz countertops, a full suite of stainless steel appliances, and counter seating to entertain or enjoy casual meals. Enjoy peace of mind with a builder warranty, ensuring quality craftsmanship, and take advantage of closing cost assistance, making homeownership more accessible than ever. Don't miss the opportunity to make this exceptional home yours - schedule your tour today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Duval County$506
HOAbilled annually$3
Estimated total, before insurance$2,226/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,656/yr · $221/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $506
Insurance (est.): $207
Estimated Total Monthly
$2,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,376 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,656/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Price change$309,900+$10,010
  • Oct 3, 2026Price change$299,890−$10
  • Sep 15, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11342 Holton Lane, Jacksonville, FL 32219Listed by SERVICE REALTY, LLCAug 2026$412,900$2163/21,9121240.1
8080 Plummer Road, Jacksonville, FL 32219Listed by COWFORD REALTY & DESIGN LLCJul 2026$240,000$1355/21,7821000.5
7744 Greatford Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$295,990$2073/21,427330.6
7736 Greatford Way, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYSep 2026$324,990$1764/31,842370.7
10825 Boddens Road, Jacksonville, FL 32219Listed by EAGLES WORLD REALTY, INCAug 2026$267,000$1304/22,052170.7
7755 Cahill Lane, Jacksonville, FL 32219Listed by MERITAGE HOMES OF FLORIDA REALTYAug 2026$320,990$1744/31,842280.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$192
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,613
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address7723 Owsley Court Lot 4-1A, Jacksonville, FL 32219
Area082-Dinsmore/Northwest Duval County
SubdivisionKings Preserve
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size6,098.4 sq ft
Parcel Number0038390315

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 15, 2026
Days on Market43
HOA Fees$38 / Annually
HOA FrequencyAnnually
Tax Amount$2,655.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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