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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·26 days on market

6723 SW 95th Street

Hampton, FL 32044

$549,900$274/sqftEst. $3,046/moMLS# 2164912
3
Beds
2
Baths
2,004
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $2/mo1.23 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hampton

YOUR DREAM OF COUNTRY LIVING STARTS HERE! Situated on 1.23 beautiful acres just one block from Lake Hampton, this custom 3BR/2BA home offers space, privacy, quality, and room for all your toys. Inside, you'll find solid wood doors, beautiful wood cabinetry, granite countertops, oversized closets, and a spacious laundry room. Outside, enjoy a 22x14 covered pergola with ceiling fans, perfect for relaxing or entertaining, plus a versatile 21x18 workshop/workout area. The showstopper is the massive 35x40 metal building with a 10'' concrete slab and drive-through design, providing incredible space for an RV, motorhome, boat, vehicles, workshop, or recreational toys. Approximately 20 minutes from Gainesville, this property combines peaceful country living and nearby lake life with convenient access to shopping, dining, healthcare, and entertainment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
HOAbilled annually$2
Estimated total, before insurance$3,048/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Insurance (est.): $367
Estimated Total Monthly
$3,413
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,315 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9742 Highway 301, Hampton, FL 32044Listed by HOME PLACE REALTYJul 2026$73,000$483/21,512840.2
7586 SW CR 18, Hampton, FL 32044Listed by UNITED COUNTRY SMITH & ASSOCIATESOct 2025$615,000$2923/2.52,10831
8352 SE 325 County Road, Hampton, FL 32044Listed by JULIE MORROW PREMIER REALTY INCApr 2025$216,000$1444/11,500261.3
4905 SE 109th Street, Starke, FL 32091Listed by MILLER REAL ESTATE, INCSep 2026$439,900$1793/22,452492.3
Tbd SW CR 227, Hampton, FL 32044Listed by HERRON REAL ESTATE LLCJun 2026$510,000$2863/31,78512.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$274
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,004
Total Structure Area2,964 sq ft
Acres1.23 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address6723 SW 95th Street, Hampton, FL 32044
Area524-Bradford County-SW
SubdivisionHampton Oaks
CityHampton
CountyBradford
StateFL
Zip Code32044
Lot Size53,578.8 sq ft
Parcel Number00983000617
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Garage, RV Access/Parking

Interior

Interior FeaturesEat-in Kitchen, Pantry, Walk-In Closet(s)
AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingAttic Fan, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 15, 2026
Days on Market1
HOA Fees$20 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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