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Active

Active·82 days on market

7430 SW County Road 18

Hampton, FL 32044

$599,900$174/sqftEst. $3,059/moMLS# 2143761
4
Beds
3
Baths
3,456
Sq Ft
1991
Built
2
Garage
No
Pool

About this home

Hampton

Welcome to your private lakefront retreat on Hampton Lake, where peaceful views and timeless charm come together on a beautifully positioned 0.58 acre lot. This spacious 4 bedroom, 3 bathroom home offers over 3,450 square feet of comfortable living, designed to take full advantage of the stunning water views from the moment you walk in. Warm, inviting living spaces create the perfect setting for both everyday living and entertaining, while the kitchen showcases classic parquet wood flooring that adds character and architectural interest. One of the most special features of the home is the breakfast nook overlooking the lake, the kind of space that makes mornings feel slower and sunsets unforgettable.

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,059
Principal & Interest: $3,059
Insurance (est.): $400
Estimated Total Monthly
$3,459
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,059
Estimated total, before insurance$3,059/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,104/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,104/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 6, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Price / Sq Ft$174
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,456
Total Structure Area4,200 sq ft
Acres0.60 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address7430 SW County Road 18, Hampton, FL 32044
Area524-Bradford County-SW
SubdivisionNew Hampton Beach
CityHampton
CountyBradford
StateFL
Zip Code32044
Lot Size26,136 sq ft
Lot Dimensions80x345x75328
Parcel Number00940A03400

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached, Detached Carport, Garage, Other
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Walk-In Closet(s), Other
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony, Dock, Other
Lot DescriptionOther
Patio / PorchCovered, Front Porch, Side Porch
FencingOther
RoofMetal
ConstructionFrame, Wood Siding
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedMay 6, 2026
Days on Market57
Tax Amount$4,104.29
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXT MOVE ATLANTIC COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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