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Sold

Sold·Closed Oct 6, 2025·3 days on market

7586 SW CR 18

Hampton, FL 32044

$615,000sold priceListed at $615,000 · 100% of asking$292/sqftMLS# 2101989
3
Beds
2.5
Baths
2,108
Sq Ft
1973
Built
2
Garage
No
Pool
No HOAWaterfrontSingle Family Residence3 stories

About this home

Hampton

Lakefront Living at Its Finest on Hampton Lake - Fully Remodeled & Move-In Ready! Welcome to your dream lakefront retreat in North Florida! This beautifully remodeled home sits on the serene shores of Hampton Lake, offering breathtaking views and direct access to one of the area's most desirable spring-fed lakes. Inside, you'll find a warm and inviting space with thoughtfully designed updates throughout. The open-concept floor plan is perfect for entertaining, featuring stunning finishes, abundant natural light, and gorgeous lake views from the main living area. Beyond the beauty, this home features a new roof, AC, windows, and more—all thoughtfully updated for comfort and peace of mind. The spacious master suite has been reimagined to include a walk-in closet and a bright, open ensuite bathroom—creating a peaceful escape at the end of the day. A bonus room adds flexibility for an office, guest space, or additional living area and opens directly to the backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Estimated total, before insurance$3,407/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Insurance (est.): $410
Estimated Total Monthly
$3,817
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 3, 2025Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $292/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9742 Highway 301, Hampton, FL 32044Listed by HOME PLACE REALTYJul 2026$73,000$483/21,512841
Tbd SW CR 227, Hampton, FL 32044Listed by HERRON REAL ESTATE LLCJun 2026$510,000$2863/31,78511.6
8352 SE 325 County Road, Hampton, FL 32044Listed by JULIE MORROW PREMIER REALTY INCApr 2025$216,000$1444/11,500262.1
6771 SW County Road 225, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$255,000$1404/21,823642.2
4905 SE 109th Street, Starke, FL 32091Listed by MILLER REAL ESTATE, INCSep 2026$439,900$1793/22,452492.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$615,000
Price / Sq Ft$292
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,108
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address7586 SW CR 18, Hampton, FL 32044
Area524-Bradford County-SW
SubdivisionNew Hampton Beach
CityHampton
CountyBradford
StateFL
Zip Code32044
Parcel Number00940-A-02300

Amenities

UtilitiesSewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesKitchen Island, Open Floorplan
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories3
LevelsMulti/Split
LaundryLower Level

Exterior

Exterior FeaturesDock
Patio / PorchDeck
RoofShingle
ConstructionBrick, Fiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 3, 2025
Days on Market3
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED COUNTRY SMITH & ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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