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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Pending

Pending·11 days on market

4935 Waltzing Waters Lane

Green Cove Springs, FL 32043

$454,163$213/sqftEst. $2,425/moMLS# 2164712
4
Beds
3
Baths
2,133
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $55/moSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Rosette C Lot 336

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,425
Property taxesest. at asking price, Clay County$696
HOAbilled annually$55
Estimated total, before insurance$3,175/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$454,163
$90,833
Loan Term
Monthly Payment
$2,425
Principal & Interest: $2,425
Property taxes (est.): $696
Insurance (est.): $303
Estimated Total Monthly
$3,423
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,544 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 14, 2026Listed$454,163

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$454,163
Price / Sq Ft$213
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,133
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address4935 Waltzing Waters Lane, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionLaurelton
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number01651600534

Amenities

AmenitiesPool, Dog Park, Jogging Path, Park, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, HVAC, Water Heater
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Dishwasher, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

FencingOther
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 14, 2026
Days on Market0
HOA Fees$654.31 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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