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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·30 days on market

1201 Kettering Way

Orange Park, FL 32073

$145,000$108/sqftEst. $803/moMLS# 2164255
3
Beds
2.5
Baths
1,343
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XHOA $414/mo871 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Enjoy low-maintenance living in this 3-bedroom, 2.5-bath end-unit condo in Olde Concord Village, just steps from the community pool and clubhouse. Offering 1,343 square feet across two levels, the home features LVP flooring throughout, comfortable living spaces, a screened lanai, and a chair lift for convenient access between floors. HVAC was updated in 2020, and two assigned parking spaces are included. The association handles lawn care, pest control, and exterior maintenance, making it easy to enjoy the community amenities. Conveniently located in Orange Park with easy access to shopping and dining along Blanding Boulevard, Orange Park Medical Center, I-295, and NAS JAX.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$803
Property taxesest. at asking price, Clay County$222
HOAbilled monthly$414
Estimated total, before insurance$1,439/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$145,000
$29,000
Loan Term
Monthly Payment
$803
Principal & Interest: $803
Property taxes (est.): $222
Insurance (est.): $97
Estimated Total Monthly
$1,122
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 8, 2026Pending$145,000
  • Sep 21, 2026Active Under Contract$145,000
  • Sep 16, 2026Active$145,000
  • Sep 12, 2026Active Under Contract$145,000
  • Sep 10, 2026Listed$145,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $108/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2614 Whipple Avenue, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$1913/21,568340.4
3618 Red Oak Circle W, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$369,000$2213/21,66600.5
706 Roger Sherman Street, Orange Park, FL 32073Listed by ENTERA REALTY LLCAug 2026$262,000$1953/21,3441220.6
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714750.7
562 James Wilson Circle, Orange Park, FL 32073Listed by ENTERA REALTY LLCSep 2026$259,990$2013/21,2951010.7
57 Fox Valley Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$341,900$2103/21,628100.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$145,000
Price / Sq Ft$108
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,343
Acres0.02 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLakeside
MiddleLakeside

Community Information

Address1201 Kettering Way, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionOlde Concord Village
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size871.2 sq ft
Parcel Number18042602026400242

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Maintenance Structure, Trash, Water
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBrick, Composition Siding

Additional Information

Date ListedSeptember 10, 2026
Days on Market11
HOA Fees$414 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Trash, Water
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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