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Active

Active·20 days on market

56063 Nassau Oaks Drive

Callahan, FL 32011

$175,000Est. $927/moMLS# 2163192
$24,000 below original list
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone ANo HOA4.36 acresWaterfrontUnimproved Land

About this home

Callahan

PRICE IMPROVEMENT! Enjoy approximately 4.36 acres of peaceful country living in Callahan, surrounded by beautiful mature trees and offering plenty of privacy and room to spread out. The property includes two previous homesites (which means NO IMPACT FEE, possibly waived for 2 dwellings). Includes well, septic, a small shed, carport, and fencing on three sides. This property offers a great opportunity to replace the mobile home or build a home to fit your needs. Cash offers only. Property is being sold as-is. Buyer to verify well, septic, impact-fee status and suitability for intended use. No value assignef to the existing mobile home or barn due to their current condition.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$927
Property taxesest. at asking price, Nassau County$242
Estimated total, before insurance$1,168/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$927
Principal & Interest: $927
Property taxes (est.): $242
Insurance (est.): $117
Estimated Total Monthly
$1,285
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone H

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,332 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $219/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$175,000$24,000
  • Sep 3, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres4.36 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryCallahan
MiddleCallahan
HighWest Nassau

Community Information

Address56063 Nassau Oaks Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionNassau Oaks
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size189,921.6 sq ft
Parcel Number483N25419601230000
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ViewCreek/Stream
Waterfront TypeCreek

Exterior

Lot DescriptionWetlands, Wooded
FencingOther
Other StructuresBarn(s), Shed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedSeptember 3, 2026
Days on Market20
Tax Amount$218.53
Tax Year2025
Listing TermsCash
55+ CommunityNo

Listing Courtesy of: ATLANTIC SALT REALTY · nassaurealtor@yahoo.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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