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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 1, 2026·0 days on market·Recent sales in Jacksonville

12197 Ripken Circle N

Jacksonville, FL 32224

$460,000sold priceListed at $465,000 · 98.9% of asking$224/sqftMLS# 2163041
3
Beds
2
Baths
2,050
Sq Ft
2000
Built
2
Garage
No
Pool
HOA $25/mo0.45 acresSingle Family Residence1 story

About this home

Jacksonville

Beautiful 3-bedroom 2-bathroom home on a large lot in Drayton Place. Home has been freshly painted and has new carpet. Great split floor plan with dining room, living room and study/office. Huge primary bedroom with tons of closet space. Attached En-suite has two separate vanities, large soaking tub, and separate shower. A spacious screened in patio overlooking a large fenced in backyard round out this stunner. Lawn care is included. Located in one of the fastest-growing areas in the Southside, this home is just minutes away from Mayo Clinic, St Johns TownCenter, JTB, UNF, shopping, dining, entertainment, downtown & the beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, Duval County$751
HOAbilled annually$25
Estimated total, before insurance$3,324/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,772/yr · $648/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $751
Insurance (est.): $307
Estimated Total Monthly
$3,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$417,465$417,465—
2024$419,005$419,005▼ $149
2023$398,585$398,585—
2022$349,120$310,064—
2021$281,877$281,877—
2020$266,698$266,698—

2025 property taxes (current owner): $7,772/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$377,500$2103/21,798770.3
12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORPOct 2026$400,000$2243/21,78350.3
3845 Coastal Cove Circle, Jacksonville, FL 32224Listed by WATSON REALTY CORPSep 2026$485,000$2443/2.51,991210.3
12026 Provence Street, Jacksonville, FL 32224Listed by LOKATIONSep 2026$371,000$2423/21,53440.4
12215 Ruth Lawn Court, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$475,000$2823/21,6821780.4
12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,470$2544/21,855130.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$227
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,050
Acres0.45 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12197 Ripken Circle N, Jacksonville, FL 32224
Area023-Southside-East Of Southside Blvd
SubdivisionDrayton Place
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size19,602 sq ft
Parcel Number1674594280

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1

Exterior

Patio / PorchPatio, Screened

Additional Information

Date ListedSeptember 2, 2026
Days on Market0
HOA Fees$304.5 / Annually
HOA FrequencyAnnually
Tax Amount$7,772.33
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME ENDLESS SUMMER

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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