Active·46 days on market
2763 Mortimer Way
Starke, FL 32091
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
Privacy, space and exceptional versatility come together on this beautifully maintained property just minutes from Starke. Situated on approximately 3 acres comprised of three separate parcels being sold together, this pristine 3-bedroom, 2-bath home offers 1,612 sq. ft. of heated and cooled living space. The home has been meticulously cared for and shows beautifully throughout, offering a truly move-in-ready opportunity. A private drive leads to the property, where you'll also find an impressive collection of improvements including a detached 2-car garage with electricity, attached 1-car carport, detached 2-car carport, and a separate workshop with electricity and two window A/C units. A permanent Generac whole-home backup generator provides additional peace of mind. With exceptional space for vehicles, hobbies, equipment, storage and more, this property combines a pristine home, privacy, acreage and versatility in one remarkable package, all while remaining convenient to Starke.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Private well (public record)
County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 31, 2026Listed$355,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $134/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 16165 NE 27th Place, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTY | Sep 2026 | $165,000 | $122 | 3/2 | 1,352 | 1 | 0.1 |
| 1677 E Brownlee Street, Starke, FL 32091Listed by COMPASS FLORIDA LLC | Nov 2025 | $203,000 | $134 | 3/2 | 1,512 | 31 | 0.1 |
| 2521 NE 162nd Way, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Dec 2025 | $100,000 | $49 | 3/2 | 2,052 | 24 | 0.3 |
| 2199 SR 16, Starke, FL 32091Listed by INTEGRITY KEY REALTY LLC | Oct 2025 | $153,300 | $81 | 3/1 | 1,900 | 44 | 0.6 |
| 602 E Washington Street, Starke, FL 32091Listed by MARK SPAIN REAL ESTATE | Oct 2025 | $165,000 | $138 | 3/2 | 1,194 | 15 | 0.8 |
| 15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTY | Jun 2026 | $400,000 | $230 | 3/2 | 1,740 | 6 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FAULKNER REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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