Sold·Closed Sep 30, 2026·1 day on market
16165 NE 27th Place
Starke, FL 32091
About this home
Starke
Classic Florida charm meets wide-open space on this 1+ acre in Starke! This 3-bedroom, 2-bath home comes with the big-ticket items already handled -- a new roof (2022) and HVAC system (2021/2022) -- so you can focus on the fun updates and make it your own. Add in a cozy wood-burning fireplace and well and septic with no HOA and no restrictions, and you've got a solid foundation with tons of room to spread out. Half the lot is fully fenced -- perfect for pets and family gatherings -- while the double road frontage gives you convenient access from both sides of the property. Unwind on the screened back porch or fire up a grill on the concrete patio pad, and take advantage of the oversized driveway with plenty of room for extra vehicles, an RV, or a boat. A great starter home with some major updates already done, just waiting for you to make it your own -- schedule your showing today!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,430 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 30, 2026Closed$165,000
- Aug 30, 2026Active Under Contract$165,000
- Aug 29, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $122/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 124 E Andrews Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Jul 2026 | $205,000 | $203 | 2/2 | 1,012 | 11 | 1 |
| 15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTY | Jun 2026 | $400,000 | $230 | 3/2 | 1,740 | 6 | 1 |
| 424 N Water Street, Starke, FL 32091Listed by SOUTHEAST REALTY GROUP | Sep 2025 | $119,900 | $116 | 2/1 | 1,035 | 18 | 1 |
| 762 N Walnut Street, Starke, FL 32091Listed by THORNTON & CO REALTY INC | Apr 2026 | $150,000 | $125 | 3/1 | 1,199 | 492 | 1.1 |
| 424 S Mabel Street, Starke, FL 32091Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2025 | $109,000 | $81 | 3/2 | 1,354 | 36 | 1.3 |
| 573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INC | Aug 2026 | $272,000 | $230 | 3/2 | 1,184 | 33 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines