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Active

Active·30 days on market

24099 W Nfr 209 W

Olustee, FL 32072

$379,900$214/sqftEst. $2,028/moMLS# 2162016
3
Beds
2.5
Baths
1,776
Sq Ft
1952
Built
—
Garage
No
Pool
FEMA Zone ANo HOA0.53 acresWaterfrontSingle Family Residence1 story

About this home

Olustee

Welcome to a truly rare find on beautiful Ocean Pond,with 1800 acres of water nestled along the edge of the Osceola National Forest. This completely remodeled home offers the perfect combination of comfortable living, modern updates, and incredible outdoor recreation.The huge kitchen is designed for entertaining and features gorgeous quartz countertops, a large island, dining area, and breakfast bar. The living room offers a cozy fireplace, creating the perfect place to relax after a day on the water.Step outside and the real magic begins. Enjoy the huge deck and covered patio, complete with an outdoor bar and fireplace,an ideal setting for entertaining, family gatherings, weekend BBQs, or simply relaxing. The large yard gives the kids plenty of room to play. And then there's the dock on Ocean Pond! From your own backyard, you can swim, fish, canoe, kayak, boat, water ski, or simply enjoy a beautiful sunset over the water.Come see all this Ocean Pond retreat has to offer!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,028
Estimated total, before insurance$2,028/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,951/yr · $163/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,028
Principal & Interest: $2,028
Insurance (est.): $253
Estimated Total Monthly
$2,281
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,443 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,951/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,900
Price / Sq Ft$214
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,776
Acres0.53 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address24099 W Nfr 209 W, Olustee, FL 32072
Area503-Baker County-South
SubdivisionMetes & Bounds
CityOlustee
CountyBaker
StateFL
Zip Code32072
Lot Size23,086.8 sq ft
Parcel Number203S19010600000070

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Split Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesGas
# of Stories1

Exterior

Exterior FeaturesDock
Patio / PorchDeck, Patio, Side Porch
Other StructuresShed(s)

Additional Information

Date ListedAugust 26, 2026
Days on Market212
Tax Amount$1,950.51
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THOMAS R RHODEN AGENCY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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