This home is in Morgans Cove, St. Augustine.
Active·45 days on market·Morgans Cove
611 Morgans Treasure Road
St. Augustine, FL 32084
10 more homes for sale in Morgans Cove →Search Morgans Cove on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Morgans Cove
If space is what you're looking for, this home delivers! Offering more than 2,500 square feet, this spacious 5-bedroom, 3-bath home features a flexible floor plan with plenty of room to spread out. Recent updates include new LVP flooring throughout the first floor and brand new carpet upstairs. The open concept main living area is filled with natural light which flows into a spacious kitchen featuring a large prep island, abundant cabinetry and counter space, and pantry. Upstairs, the oversized primary suite offers a double vanity and expansive walk-in closet, while a secondary living/bonus room provides additional space for a home office, playroom, or media area. Outside, enjoy a spacious backyard with a wooded backdrop and plenty of room to make it your own. Conveniently located near I-95 for easy commuting and just 15 minutes from historic downtown St. Augustine. This home offers the space you need with convenient access to everything the area has to offer.
Next steps in Morgans Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:58 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,525/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 27, 2026Price change$437,500−$2,400
- Aug 27, 2026Listed$439,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 56 Cannon Ball Drive, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $431,000 | $201 | 4/2 | 2,149 | 21 | 0.2 |
| 2151 Deerwood Acres Drive, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTY | Jun 2026 | $696,000 | $339 | 3/2.5 | 2,055 | 23 | 0.9 |
| 817 Orellana Road, St. Augustine, FL 32084Listed by D R HORTON REALTY INC | Jul 2025 | $390,990 | $182 | 4/2 | 2,147 | 67 | 1.4 |
| 237 Encanto Way, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Oct 2026 | $355,000 | $191 | 4/2 | 1,856 | 23 | 1.5 |
| 313 Rio Salado Road, St. Augustine, FL 32084Listed by D R HORTON REALTY INC | Jun 2025 | $372,990 | $208 | 4/2 | 1,797 | 49 | 1.5 |
| 943 Orellana Road, St. Augustine, FL 32084Listed by EXP REALTY LLC | Sep 2026 | $410,000 | $191 | 4/2 | 2,144 | 106 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE THAYVER GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Morgans Cove
Morgans Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Morgans Cove homes for sale →Keep looking
More homes in Morgans Cove
For Sale145 Sailors Landing CourtSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,796 sq ft
$394,999Est. $2,102/moPrice Drop $5,000!! Assumable 5.00% FHA Loan! Why pay today's higher interest rates? Qualified buyers may have the…
Listing Office: watson realty corp
For Sale113 Shallow Bay CourtSt. Augustine, FL 32084
3 bd · 2 ba · 1,596 sq ft
$379,000Est. $2,017/moBETTER THAN NEW! Easy living with split-bedroom single story plan. Featuring 3 bedrooms, 2 baths, and a 2-car garage,…
Listing Office: keller williams st johns
For Sale944 Morgans Treasure RoadSt. Augustine, FL 32084
4 bd · 2 ba · 1,856 sq ft
$374,900Est. $1,995/moPRIVATE PRESERVE SETTING + FENCED BACKYARD + SELLER CREDIT! If privacy and a little extra breathing room are on your…
Listing Office: momentum realty
For Sale176 Falcon Ridge RoadSt. Augustine, FL 32084
4 bd · 2 ba · 1,797 sq ft
$364,500Est. $1,940/moWelcome to this well-maintained home in a desirable St. Augustine location, offering comfort, functionality, and…
Listing Office: eaz realty llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Morgans Cove
Morgans Cove guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines