This home is in Flagler Estates, Hastings.
Active·47 days on market·Flagler Estates
4535 Melanie Street
Hastings, FL 32145
28 more homes for sale in Flagler Estates →Search Flagler Estates on the map
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About this home
Flagler Estates
Welcome home to this charming 3-bedroom, 2-bathroom Homes of Merit modular home nestled on a beautiful 1.49-acre fully fenced homesite in sought-after Flagler Estates. If you've been looking for space, privacy, and a peaceful country lifestyle without giving up the convenience of St. Johns County, this property deserves a look. A welcoming front porch opens into the foyer and leads to a spacious, open-concept floor plan designed for comfortable everyday living and effortless entertaining. The kitchen overlooks the living and dining areas, making it easy to stay connected with family and guests while preparing meals. A breakfast bar, 9-foot ceilings, crown molding, and a cozy wood-burning fireplace add warmth and character to the main living space. The home offers three comfortable bedrooms, including a spacious primary suite, along with two full bathrooms and a convenient indoor laundry room. Step outside and discover plenty of room to enjoy Florida outdoors! The property is only
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,211/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$275,000−$8,000
- Aug 24, 2026Listed$283,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $189/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4445 Melanie Street, Hastings, FL 32145Listed by IHEART REALTY INC | Sep 2026 | $125,000 | $101 | 3/2 | 1,242 | 38 | 0.3 |
| 4725 Kathy Street, Hastings, FL 32145Listed by MAXREV, LLC | Oct 2026 | $284,900 | $216 | 3/2 | 1,321 | 9 | 0.4 |
| 10225 Kirchherr Avenue, Hastings, FL 32145Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $250,000 | $165 | 3/2 | 1,512 | 53 | 0.6 |
| 4365 Gladys Street, Hastings, FL 32145Listed by REMAX SELECT PROFESSIONALS | Aug 2026 | $295,000 | $183 | 3/2 | 1,612 | 43 | 0.7 |
| 4710 Ursula Street, Hastings, FL 32145Listed by MOMENTUM REALTY | Sep 2025 | $215,000 | $166 | 3/2 | 1,296 | 55 | 0.7 |
| 9640 Pocklington Avenue, Hastings, FL 32145Listed by MOMENTUM REALTY | Jun 2026 | $325,000 | $262 | 3/2 | 1,241 | 37 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER BEN BATES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Flagler Estates
Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.
View all Flagler Estates homes for sale →Keep looking
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Explore the area
More in Flagler Estates
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines