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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$319,000Sold3 bd · 2 ba · 1,601 sq ft

Sold·Closed Oct 30, 2026·43 days on market

3103 Fox Squirrel Drive

Orange Park, FL 32073

$319,000sold priceListed at $318,900 · 100% of asking$199/sqftMLS# 2160968
3
Beds
2
Baths
1,601
Sq Ft
1995
Built
2
Garage
No
Pool
FEMA Zone XHOA $18/mo0.56 acresSingle Family Residence1 story

About this home

Orange Park

PRICE IMPROVEMENT & READY TO SELL! Large single-family home in Oakleaf Plantation has been fully renovated from top to bottom. Enjoy luxurious vinyl plank flooring, a fabulous designer kitchen with brand new stainless steel appliances, and custom quartz countertops and a Brand New Roof. You'll also find two beautifully appointed bathrooms. Low HOA, NO CDD fees and plenty of space to park your boat and RV! Oversized backyard that's perfect for gatherings, as well as a spacious two-car garage. Argyle Elementary just minutes away. With its close proximity to major destinations like Downtown Jax, NAS Jax, Argyle Shopping Mall, and various shops and restaurants, this truly is the perfect place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,739
Property taxesest. at asking price, Clay County$489
HOAbilled annually$18
Estimated total, before insurance$2,246/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,191/yr · $349/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$255,926$248,131—
2024$255,104$225,574—
2023$244,510$205,068—
2022$217,239$186,426—
2021$169,479$169,479—
2020$159,884$36,567—

2025 property taxes (current owner): $4,191/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 30, 2026Closed$318,900
  • Oct 2, 2026Pending$318,900
  • Sep 17, 2026Price change$318,900−$10,000
  • Sep 3, 2026Price change$328,900−$10,000
  • Aug 20, 2026Listed$338,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.3
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810.8
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.8
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925461
2749 Wood Stork Trail, Orange Park, FL 32073Listed by EXP REALTY LLCSep 2026$320,000$1784/21,79691
3196 Litchfield Drive, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERYOct 2026$319,500$1914/21,6731131.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$318,900
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,601
Acres0.56 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryArgyle
MiddleOrange Park

Community Information

Address3103 Fox Squirrel Drive, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionSpencer Crossing
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size24,393.6 sq ft
Parcel Number04042500786700703
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchDeck
FencingWood
RoofShingle
ConstructionAluminum Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 20, 2026
Days on Market43
HOA Fees$210 / Annually
HOA FrequencyAnnually
Tax Amount$4,191.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: BOARDWALK REALTY ASSOCIATES LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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