Sold·Closed Sep 25, 2026·2 days on market
3539 Palomino Court
Middleburg, FL 32068
About this home
Middleburg
MODEL HOME! Our new floor plan, the Sage townhome offers 1,427 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 baths, and a 1-car garage which is perfect for comfortable, low-maintenance living. This open-concept floor plan is ideal for both everyday life and entertaining. The spacious kitchen features abundant counter space with quarts countertops and a bar that overlooks the gathering room, creating a seamless flow for hosting friends or enjoying family time. Sliding glass doors bring in an abundance of natural light, making the main living area feel bright and welcoming. Upstairs, the primary bedroom includes a generous walk-in closet and a well-appointed bath with beautiful quartz countertops. You'll find two secondary bedrooms along with a private owner's suite designed for relaxation. The additional bathrooms also feature quartz counters, adding a modern and cohesive touch throughout the home. The washer and dryer are also upstairs for convenience.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,656 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 9 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest youth league fields
Argyle Forest Parkabout 7 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 28, 2026Closed$282,990
- Aug 21, 2026Pending$282,990
- Aug 18, 2026Listed$282,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $198/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3569 Palomino Court, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Jun 2026 | $266,300 | $187 | 3/2.5 | 1,427 | 127 | 0 |
| 3549 Palomino Court, Middleburg, FL 32068Listed by D R HORTON REALTY INC | May 2026 | $268,990 | $189 | 3/2.5 | 1,427 | 78 | 0 |
| 3559 Palomino Court, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Apr 2026 | $264,990 | $186 | 3/2.5 | 1,427 | 75 | 0 |
| 3555 Palomino Court, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Apr 2026 | $263,990 | $185 | 3/2.5 | 1,427 | 74 | 0 |
| 1460 S Jeremiah Street, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Oct 2026 | $260,000 | $177 | 3/2.5 | 1,468 | 109 | 0.1 |
| 3625 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Sep 2026 | $269,455 | $189 | 3/2.5 | 1,427 | 102 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: D R HORTON REALTY INC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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