$245,0002 bd · 2.5 ba · 1,210 sq ft
Active·95 days on market
1617 Bridger Trace
Middleburg, FL 32068
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Welcome to this nearly-new, designer-finished 2-bed, 2-bath townhome originally the model home, built just last year and loaded with premium finishes. Perfect for young professionals, first-time buyers, or those seeking a low-maintenance, move-in-ready home with modern style & energy-efficient construction. Step inside to an open-concept living space featuring luxury flooring, custom accent walls, and abundant natural light from oversized windows. The chef's kitchen showcases quartz countertops, stainless steel appliances, soft-close cabinetry, and a large island ideal for entertaining. The spacious primary suite offers walk-in closet, spa-inspired bathroom, and designer finishes carried throughout the home. A second bedroom provides the perfect setup for a guest room, home office, or flex space, a major draw for remote workers or hybrid professionals. Located minutes from shopping, dining, major commuter routes, this home offers an ideal blend of modern living & everyday practicality.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 9 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 3 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest grocery store
Publixabout 5 mi · 9518 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:48 AM, sunset 5:34 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 8, 2026Price change$245,000−$2,500
- Aug 20, 2026Price change$247,500−$2,400
- Aug 6, 2026Listed$249,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3539 Palomino Court, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Sep 2026 | $282,990 | $198 | 3/2.5 | 1,427 | 2 | 0 |
| 3613 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Aug 2026 | $258,440 | $181 | 3/2.5 | 1,427 | 109 | 0.1 |
| 3597 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Aug 2026 | $279,440 | $196 | 3/2.5 | 1,427 | 108 | 0.1 |
| 3617 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Aug 2026 | $259,440 | $182 | 3/2.5 | 1,427 | 93 | 0.1 |
| 3592 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Jul 2026 | $269,440 | $189 | 3/2.5 | 1,427 | 101 | 0.1 |
| 3596 Prancer Point, Middleburg, FL 32068Listed by D R HORTON REALTY INC | Jul 2026 | $261,440 | $183 | 3/2.5 | 1,427 | 110 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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