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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 28, 2026·13 days on market·Recent sales in Jacksonville

3814 Eve Drive W

Jacksonville, FL 32246

$202,000sold priceListed at $210,000 · 96.2% of asking$221/sqftMLS# 2160479
2
Beds
1
Baths
912
Sq Ft
1952
Built
1
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to this move-in charming home! A great opportunity for a first-time homebuyer or anyone looking for a comfortable starter home. This spacious 2 bedroom, 1 bath home features an updated kitchen with white shaker cabinets and stainless steel appliances, a one-car garage, and a heated sunroom offering additional flexible space perfect for a home office, playroom, or sitting area. The home also includes a washer and dryer and a large fenced backyard with plenty of room to enjoy the outdoors. Conveniently located in the Southside Estates area with easy access to Beach Blvd, shopping, dining, Downtown Jacksonville, the beaches, and approximately 15 miles from Mayport Naval Station. A great combination of comfort, convenience, and location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,119
Property taxesest. at asking price, Duval County$330
Estimated total, before insurance$1,449/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,969/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$202,000
$40,400
Loan Term
Monthly Payment
$1,119
Principal & Interest: $1,119
Property taxes (est.): $330
Insurance (est.): $135
Estimated Total Monthly
$1,583
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,969/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$210,000
  • Aug 31, 2026Pending$210,000
  • Aug 17, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4004 Ruby Drive W, Jacksonville, FL 32246Listed by CB ISAAC REALTYJun 2026$122,250$1053/11,16270.2
3749 Eve Drive E, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$200,000$2572/177850.2
9727 Tiffany Avenue, Jacksonville, FL 32246Listed by NUVIEW REALTYJun 2026$204,000$2043/21,000740.4
9814 Buncome Road, Jacksonville, FL 32246Listed by REAL BROKER LLCAug 2025$175,000$2312/175640.4
2916 Brackridge Boulevard E, Jacksonville, FL 32216Listed by WHOLESALE REALTY LLCApr 2026$165,000$1723/1960250.5
3605 Bunnell Drive, Jacksonville, FL 32246Listed by SMILEEHOUSE AUCTION CO LLCJul 2025$185,000$2062/189640.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$230
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage912
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address3814 Eve Drive W, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number124795-0000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Parking Lot

Interior

AppliancesDryer, Electric Cooktop
HeatingCentral
CoolingCentral Air, Split System
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage

Additional Information

Date ListedAugust 17, 2026
Days on Market13
Tax Amount$2,968.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THIRDSTONE PROPERTIES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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