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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·2 days on market

6552 La Mirada Drive E

Jacksonville, FL 32217

$49,900$51/sqftMLS# 2160374
2
Beds
1
Baths
970
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XHOA $507/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Great opportunity to purchase a nice 2 bedroom end unit. A liitle bit of renovation and you have instant equity. Bargain priced at current list value. 1st floor unit with expansive screen patio with a West exposure for afternnoon sunshine. Great community amenities with an indoor and outdoor pool, gym, clubhouse, park and secured via gated access. Centrally located in the greater San Jose area. The Seller requests non cash offers seek a prequal from partner NewRezLLC see documents for more. This is an Auction property. Auction terms apply. Please see Servicelink Documents for more on how to bid and process A 5% buyer premium will be due at closing. Buyers if requesting a showing via Zillow you are not reaching the listing agent FYI. Agents you can and should represent your buyer in the Auction please see Auction documents. Agents pls see private remarks.

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Cost to own

Mortgage calculator

$49,900
$9,980
Loan Term
Monthly Payment
$276
Principal & Interest: $276
Property taxes (est.): $82
Insurance (est.): $33
Estimated Total Monthly
$391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,539/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Active$49,900
  • Oct 4, 2026Withdrawn$49,900
  • Sep 10, 2026Pending$49,900
  • Aug 16, 2026Listed$49,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $87/sq ft; this home is listed at $51/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3865 Campenero Court 1, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESSep 2026$65,000$572/21,1453730.1
3878 La Mirada Drive N 3, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$50,000$591/1845110.1
6654 Bell Tower Court 2, Jacksonville, FL 32217Listed by HERRON REAL ESTATE LLCSep 2026$65,000$572/21,145910.1
3906 Mission Drive 4, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENTJul 2026$73,500$871/1845420.1
4773 Barnes S, Jacksonville, FL 32207Listed by BEYCOME OF FLORIDA LLCAug 2026$190,000$1702/21,120471.5
5482 Stanford Road, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATESep 2025$264,000$2132/2.51,2412031.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$49,900
Price / Sq Ft$51
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage970
Year Built1970
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address6552 La Mirada Drive E, Jacksonville, FL 32217
Area012-San Jose
SubdivisionThe Colony At San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Parcel Number1540398390

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Off Site
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesEntrance Foyer, Jack and Jill Bath, Primary Bathroom - Tub with Shower
AppliancesElectric Range
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchPatio
ConstructionBlock, Stucco

Additional Information

Date ListedOctober 9, 2026
Days on Market32
HOA Fees$507 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$1,539.34
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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