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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·56 days on market

450402 Old Dixie Highway

Callahan, FL 32011

$329,900$175/sqftEst. $1,827/moMLS# 2160328
↓ $20,099 below original list
4
Beds
2
Baths
1,881
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.24 acresManufactured Home1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Callahan

Sitting on 2.24 ACRES of land, this BRAND NEW construction home offers the perfect blend of peaceful country living & modern comfort! This thoughtfully designed home features a spacious, open concept layout with plenty of natural light, space, storage and fresh finishes throughout. Enjoy the privacy and breathing room of a peaceful wooded setting while remaining conveniently located to Callahan schools, shopping, dining, and tons of entertainment. With everything being BRAND NEW and move in ready, this is a fantastic opportunity to enjoy low maintenance living without sacrificing space or privacy. No waiting on a new construction. Your brand new home is already ready for you!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,827
Property taxesest. at asking price, Nassau County$455
Estimated total, before insurance$2,283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,827
Principal & Interest: $1,827
Property taxes (est.): $455
Insurance (est.): $220
Estimated Total Monthly
$2,503
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 27, 2026Price change$329,900−$20,099
  • Aug 15, 2026Listed$349,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
45053 R Jones Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$275,000$1394/31,9761000.1
35742 Quail Road, Callahan, FL 32011Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJul 2026$445,000$2433/21,828100.4
450776 Old Dixie Highway, Callahan, FL 32011Listed by PICKETT HOME ADVISORS, LLCMay 2025$400,000$1704/32,356100.7
45231 Keri Boulevard, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$285,000$2093/21,36480.9
45047 Amhurst Oaks Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$335,000$1504/2.52,2321041
45168 Ingleham Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$356,000$1624/22,198351.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$175
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,881
Total Structure Area1,881 sq ft
Acres2.24 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address450402 Old Dixie Highway, Callahan, FL 32011
Area490-Callahan
SubdivisionMetes & Bounds
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size97,574.4 sq ft
Parcel Number192N25000000290010
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchRear Porch
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt, Paved

Additional Information

Date ListedAugust 15, 2026
Days on Market31
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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