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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 9, 2025·10 days on market

450776 Old Dixie Highway

Callahan, FL 32011

$400,000sold priceListed at $399,000 · 100.3% of asking$170/sqftMLS# 2077475
4
Beds
3
Baths
2,356
Sq Ft
2021
Built
2
Garage
No
Pool
No HOA1.65 acresManufactured Home1 story

About this home

Callahan

Welcome to this spacious 1.65-acre property featuring a completely cleared and fully fenced backyard, providing ample space for outdoor activities. This modern 2021 Clayton mobile home offers 2,356 sq ft of comfortable living space, including 4 bedrooms and 3 bathrooms. The layout features two generous living rooms, ideal for both entertaining and everyday living, along with a dedicated office space that adds versatility to the home. In addition to the mobile home, the property includes a 24x40 metal building, perfect for storage, workshop use, or additional projects. A matching well and pump shed is also present on-site equipped with a water softener and osmosis for drinking water, contributing to the overall functionality of the property. This home offers a blend of modern amenities and the freedom of expansive outdoor space, making it suitable for families or individuals looking for both comfort and utility. Schedule a showing today to explore all that this property has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Property taxesest. at asking price, Nassau County$552
Estimated total, before insurance$2,768/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,973/yr · $248/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Property taxes (est.): $552
Insurance (est.): $267
Estimated Total Monthly
$3,035
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,973/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 7, 2025Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35742 Quail Road, Callahan, FL 32011Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJul 2026$445,000$2433/21,828100.5
45053 R Jones Road, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$275,000$1394/31,9761000.7
45047 Amhurst Oaks Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$335,000$1504/2.52,2321041.7
45168 Ingleham Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$356,000$1624/22,198351.7
45144 Musslewhite Road, Callahan, FL 32011Listed by WATSON REALTY CORPSep 2026$609,000$3443/2.51,77092.1
45121 Stratton Road, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERYDec 2025$238,000$894/32,6811292.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$169
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,356
Acres1.65 acres
Year Built2021
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address450776 Old Dixie Highway, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionNassau
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size71,874 sq ft
Parcel Number132N24113000040000
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Detached, RV Access/Parking

Interior

Interior FeaturesEat-in Kitchen, Jack and Jill Bath, Kitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCleared
Patio / PorchDeck, Front Porch, Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 7, 2025
Days on Market10
Tax Amount$2,973.21
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PICKETT HOME ADVISORS, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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