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Active

Active·65 days on market

41 Scott Street

Welaka, FL 32193

$329,900$159/sqftEst. $1,698/moMLS# 2149715

Beds

Baths

2,080

Sq Ft

1992

Built

—

Garage

Pool

About this home

Welaka

If you've been searching for the perfect waterfront retreat where every day feels like a vacation, your search ends here. Welcome to beautiful Welaka, one of Florida's hidden gems nestled along the legendary St. Johns River. Whether your passion is fishing, boating, kayaking, wildlife watching, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle you've been dreaming of. With nearly everything already updated and improved, there's nothing left to do except move in, unpack, and start enjoying waterfront living. Inside, you'll find a spacious open floor plan featuring large bedrooms, a welcoming living room with a cozy wood-burning fireplace, and a bright kitchen designed for gathering. The breakfast nook overlooks the water, providing the perfect place to enjoy your morning coffee. You'll love the abundance of cabinet space, generous countertops, and large pantry.

Cost to own

Mortgage calculator

Home Price

$329,900

Down Payment: 20%

$65,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,698

Principal & Interest: $1,698

Insurance (est.): $220

Estimated Total Monthly

$1,918

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,698

Estimated total, before insurance$1,698/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,257/yr · $355/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,257/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 10, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,900

Price / Sq Ft$159

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,080

Acres0.11 acres

Year Built1992

TypeResidential

Sub-TypeManufactured Home

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Community Information

Address41 Scott Street, Welaka, FL 32193

Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est

SubdivisionMetes & Bounds

CityWelaka

CountyPutnam

StateFL

Zip Code32193

Lot Size4,791.6 sq ft

Parcel Number33-11-26-8791-0000-0410

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOther, Additional Parking, Guest, RV Access/Parking

ViewCanal, River

Waterfront TypeCanal Front, Navigable Water, Ocean Access, River Access, River Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LaundryIn Unit

Window FeaturesSkylight(s)