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Sold

$100,000Sold0.5 acres · Unimproved Land

Sold·Closed Oct 14, 2026·21 days on market

85245 Southern Creek Boulevard

Fernandina Beach, FL 32034

$100,000sold priceListed at $134,900 · 74.1% of askingMLS# 2160247
0.5
Acres
21,780
Lot Sq Ft
Irregular- 167.3 x 131 x 89 x 105.4-See Parcel Map
Dimensions
Yes
Waterfront
—
Zoning
Septic
Sewer
FEMA Zone XHOA $100/mo0.50 acresWaterfrontUnimproved Land

About this lot

Fernandina Beach

Build your dream home on this half-acre homesite in the desirable gated community of Southern Creek. Offering peaceful pond views and a beautiful natural setting, this spacious parcel provides an ideal opportunity to create a custom residence with room to enjoy the relaxed Northeast Florida lifestyle. Conveniently located near Amelia Island's beaches, historic downtown Fernandina Beach, shopping, dining and everyday amenities. Bring your vision and discover the possibilities this exceptional homesite offers! Buyer to verify all building requirements, utilities, HOA information and property dimensions. Some photos have been digitally enhanced for presentation purposes.

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Nassau County$134
HOAbilled annually$100
Estimated total, taxes and HOA$234/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,173/yr · $98/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $77,100 in June 2026(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$90,000$66,550—

2025 property taxes (current owner): $1,173/yr

Estimated taxes if purchased at asking price: ~$1,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 17, 2026Closed$134,900
  • Sep 3, 2026Active Under Contract$134,900
  • Aug 14, 2026Listed$134,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $145,000 an acre; this lot is listed at $200,000 an acre.

AddressClosedPrice$/acreAcresDOMMiles
95464 Karen Walk, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MDec 2025$122,600$129,0530.95551.6
85657 Lana Road, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSApr 2026$145,000$145,00011522.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$134,900
Acres0.50 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Is WaterfrontYes

School Information

Community Information

Address85245 Southern Creek Boulevard, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionSouthern Creek
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size21,780 sq ft
Lot DimensionsIrregular- 167.3 x 131 x 89 x 105.4-See Parcel Map
Parcel Number252N27198000160000
ZoningSingle Family

Amenities

AmenitiesGated, Maintenance Grounds, Management - Off Site, Trash
Community FeaturesGated
UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ViewPond

Exterior

Lot DescriptionCorner Lot
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedAugust 14, 2026
Days on Market21
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameSouthern Creek Property Owners Association of Nass
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$1,173.32
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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