Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

Photo 1 / 21
Active

Active·2 days on market

1846 Margaret Street 6A

Jacksonville, FL 32204

$569,900$434/sqftEst. $2,933/moMLS# 2160222
2
Beds
2
Baths
1,313
Sq Ft
1926
Built
1
Garage
No
Pool

About this home

Jacksonville

The Industrial Chic Architecture of this Space is PERFECT..Purshing your senses to the MILLION dollar views of the Mighty St. Johns River below. Completely reimagined space opened up and redone, but with fantastic hints of the past. Updated kitchen and Bathrooms with solid surface counters and walk in showers. Beautiful Wood floors in most spaces.Located steps away from one of the hottest Cultural districts in Florida and parks galore...This condo Is Awesome

Cost to own

Mortgage calculator

$569,900
$113,980
Loan Term
Monthly Payment
$2,933
Principal & Interest: $2,933
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,243
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,933
Property taxesest. at asking price, Duval County$931
HOAbilled monthly$1,160
Estimated total, before insurance$5,023/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,711/yr · $476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,711/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 14, 2026Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,900
Price / Sq Ft$434
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,313
Year Built1926
TypeResidential
Sub-TypeCondominium
StyleHistoric, Other
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1846 Margaret Street 6A, Jacksonville, FL 32204
Area031-Riverside
SubdivisionPark Lane
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0904840040
ZoningCondominium

Amenities

AmenitiesGated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Trash, Water
UtilitiesElectricity Connected
Water SourceOther
ParkingAssigned, Garage, Off Street, Parking Lot
ViewBridge(s), City, River
Waterfront TypeRiver Front

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesElectric Cooktop, Electric Range
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityClosed Circuit Camera(s), Key Card Entry, Secured Lobby, Security Fence

Additional Information

Date ListedAugust 14, 2026
Days on Market2
HOA Fees$1,159.91 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesPest Control, Sewer, Trash, Water
Tax Amount$5,710.53
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OCEANSIDE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke