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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·61 days on market

2358 Hilly Road

Jacksonville, FL 32208

$51,000$89/sqftEst. $282/moMLS# 2159590
1
Beds
1.5
Baths
576
Sq Ft
1952
Built
1
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

The existing home is in a condition where buyers should consider it an investor/redevelopment opportunity, with the potential to renovate or explore the possibility of building a new home on the property. The deep, wooded lot offers privacy and a peaceful setting while still being conveniently located to Jacksonville's major attractions and amenities. Even more potential: The owner also owns the adjacent lot, which may provide an opportunity for a buyer to purchase both properties and create an even larger parcel or explore additional possibilities, subject to zoning and applicable approvals. -Approximately 15 minutes to Downtown Jacksonville and TIAA Bank Field - Approximately 30 minutes to area beaches - Deep, wooded and private setting - Ideal for investors, builders or buyers looking for a redevelopment project -Adjacent property may also be available for purchase Bring your vision and explore the possibilities! Whether you're looking to take on a renovation project or st

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$282
Property taxesest. at asking price, Duval County$83
Estimated total, before insurance$366/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,159/yr · $97/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$51,000
$10,200
Loan Term
Monthly Payment
$282
Principal & Interest: $282
Property taxes (est.): $83
Insurance (est.): $34
Estimated Total Monthly
$400
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,382 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,159/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 11, 2026Listed$51,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9162 6th Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCJun 2026$104,900$1562/1672470.4
9170 Madison Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCJun 2026$75,000$1062/17081490.7
9035 Adams Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCJul 2025$94,000$1402/1672910.7
8719 5th Avenue, Jacksonville, FL 32208Listed by REAL BROKER LLCMay 2025$85,000$1212/1700450.9
10471 Keuka Drive, Jacksonville, FL 32218Listed by WORKMAN REAL ESTATE LLCOct 2025$70,000$1042/167201.9
1202 Lila Avenue, Jacksonville, FL 32208Listed by WORKMAN REAL ESTATE LLCOct 2025$70,000$942/1747112

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$51,000
Price / Sq Ft$89
Bedrooms1
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage576
Acres0.25 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2358 Hilly Road, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRiverhills Park
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size10,890 sq ft
Parcel Number0297950030

Amenities

UtilitiesSewer Available, Water Available
SewerUnknown
Water SourcePublic
ParkingOther

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 11, 2026
Days on Market1
Tax Amount$1,158.5
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines