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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Entrada, St. Augustine a home near St. Augustine High School.

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Active

Active·3 days on market·Entrada

75 Encanto Way

St. Augustine, FL 32084

$399,000$180/sqftEst. $2,053/moMLS# 2159442
4
Beds
2
Baths
2,212
Sq Ft
2024
Built
2
Garage
No
Pool

About this home

Entrada

Welcome to 75 Encanto Way, where nearly new meets move-in ready without the construction wait! Built in 2024, this bright and inviting home offers 4 bedrooms, 2.5 bathrooms, and more than 2,200 square feet of thoughtfully designed living space. The open-concept layout is ideal for everyday living and entertaining, while the kitchen shines with quartz countertops, 42-inch white cabinets, stainless steel appliances, and an oversized island. Step outside to a fully fenced backyard overlooking a peaceful wooded backdrop. Entrada is more than a neighborhood; it's a lifestyle, with resort-style pools, a splash pad, basketball and pickleball courts, a fitness center, clubhouse, playground, and scenic trails around the lake. Nearly new, beautifully maintained, and ready for its next owner, this home delivers the space, privacy, and amenities you've been looking for!

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,053
Principal & Interest: $2,053
Property taxes (est.): $531
Insurance (est.): $266
Estimated Total Monthly
$2,850
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,053
Property taxesest. at asking price, St. Johns County$531
HOAbilled annually$17
Estimated total, before insurance$2,601/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,849/yr · $487/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$307,198$178,431
2024$70,000$70,000

2025 property taxes (current owner): $5,849/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 10, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000
Price / Sq Ft$180
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,212
Total Structure Area2,755 sq ft
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address75 Encanto Way, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionEntrada
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,098.4 sq ft
Parcel Number1012850480

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
Water SourcePublic
ParkingAdditional Parking, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesGas Range
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Wooded
Patio / PorchPatio
FencingFull, Vinyl
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedAugust 10, 2026
Days on Market2
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,848.57
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Entrada

Entrada is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Entrada homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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