Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a gated community home in St. Johns County.

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Active

Active·103 days on market·Entrada

49 Jarama Circle

St. Augustine, FL 32084

$389,900$262/sqftEst. $2,004/moMLS# 2145912

Beds

Baths

1,488

Sq Ft

2021

Built

Garage

Pool

About this home

Entrada

Spectacular home located in the newly developed Entrada Community. This spacious 4 bedroom/2 bath home is situated in a cul-de-sac and offers many wonderful features & upgrades. Crown molding and upgraded 6 inch baseboards throughout. Fully fenced backyard. Spacious open floorplan. Kitchen includes Stainless Steel appliances - gas stove, built-in microwave, dishwasher, refrigerator, and indoor pantry with an abundance of shelves. Porcelain tile, vinyl, and carpet flooring throughout. Master bedroom includes a walk-in closet with custom California Closet organizers and extra shelving. Indoor laundry room includes Washer & Dryer. Tankless water heater. Enjoy resort style amenities including Community Clubhouse, Pool, & Playground.

Cost to own

Mortgage calculator

Home Price

$389,900

Down Payment: 20%

$77,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,004

Principal & Interest: $2,004

Property taxes (est.): $519

Insurance (est.): $260

Estimated Total Monthly

$2,783

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,004

Property taxesest. at asking price, St. Johns County$519

HOAbilled annually$17

Estimated total, before insurance$2,540/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,166/yr · $597/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $389,900 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$287,718	$287,718	—
2024	$278,676	$278,676	—
2023	$278,676	$278,676	—
2022	$264,980	$214,980	—
2021	$30,000	$30,000	—

2025 property taxes (current owner): $7,166/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 18, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,900

Price / Sq Ft$262

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,488

Total Structure Area2,028 sq ft

Acres0.15 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryCrookshank

MiddleMurray

HighSt. Augustine

Community Information

Address49 Jarama Circle, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionEntrada

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size6,534 sq ft

Parcel Number1011820970

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Natural Gas

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit