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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·72 days on market

3814 Evan Samuel Drive

Jacksonville, FL 32210

$238,000$168/sqftEst. $1,271/moMLS# 2155567
↓ $2,000 below original list
3
Beds
2
Baths
1,414
Sq Ft
2014
Built
2
Garage
No
Pool
FEMA Zone XHOA $11/mo3,485 sqft lotTownhouse1 story

About this home

Jacksonville

Welcome to 3814 Evan Samuel Drive, a beautifully maintained, move-in ready townhome waiting for its next owner! This well-kept home offers a functional layout, comfortable living spaces, and low-maintenance living, making it an excellent option for a variety of buyers. Conveniently located near shopping, dining, parks, and major roadways, you'll enjoy easy access to everything you need. Commuters will especially appreciate the close proximity to both NAS Jacksonville and NS Mayport. Whether you're searching for your first home, looking to downsize, or adding to your investment portfolio, this townhome is one you won't want to miss. Opportunities like this don't last schedule your private showing today and see why this could be the perfect place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,271
Property taxesest. at asking price, Duval County$389
HOAbilled annually$11
Estimated total, before insurance$1,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,299/yr · $275/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$238,000
$47,600
Loan Term
Monthly Payment
$1,271
Principal & Interest: $1,271
Property taxes (est.): $389
Insurance (est.): $159
Estimated Total Monthly
$1,818
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,299/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 5, 2026Active Under Contract$238,000
  • Jul 23, 2026Price change$238,000−$2,000
  • Jul 16, 2026Active$240,000
  • Jul 15, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$238,000
Price / Sq Ft$168
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,414
Acres0.08 acres
Year Built2014
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3814 Evan Samuel Drive, Jacksonville, FL 32210
Area061-Herlong/Normandy Area
SubdivisionSpringtree Village
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size3,484.8 sq ft
Parcel Number0127234325

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDisposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 16, 2026
Days on Market20
HOA Fees$135 / Annually
HOA FrequencyAnnually
Tax Amount$3,299.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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