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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near St. Augustine High School.

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Active·Listed today

336 Lightsey Crossing Lane

St. Augustine, FL 32084

$474,900$229/sqftEst. $2,421/moMLS# 2158519
4
Beds
3
Baths
2,073
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

St. Augustine

Beautifully upgraded Agate plan situated on a tranquil lake homesite with panoramic water to preserve views. Owned by a designer, this immaculately maintained home offers 4 bedrooms and 3 full bathrooms of refined living. Thoughtfully curated upgrades include: tastefully extended LVP flooring into three bedrooms, kitchen pantry opening was widened to accommodate stunning, vintage wooden louvre doors, designer lighting throughout the home including handblown glass pendants over the kitchen island, and professional epoxy flooring in oversized garage. One bedroom serves as a luxury dream closet with custom built-ins and dressing table (can be converted back to standard bedroom if new owner prefers) The open concept design centers around a spacious kitchen featuring quartz countertops, a large island, tile backsplash-- with all SS appliances included. The kitchen flows effortlessly into the dining and great room, creating an ideal setting for both everyday living and entertaining.

Cost to own

Mortgage calculator

$474,900
$94,980
Loan Term
Monthly Payment
$2,421
Principal & Interest: $2,421
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,370
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,421
Property taxesest. at asking price, St. Johns County$632
HOAbilled quarterly$100
Estimated total, before insurance$3,154/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,394/yr · $116/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,394/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,391 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$474,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900
Price / Sq Ft$229
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,073
Total Structure Area2,716 sq ft
Acres0.18 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address336 Lightsey Crossing Lane, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionArbors At Lightsey Crossing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size7,840.8 sq ft
Parcel Number1008510180
ZoningResidential

Amenities

AmenitiesPool, Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Protected Preserve

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingFull, Vinyl, Wrought Iron
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 4, 2026
Days on Market0
HOA Fees$301 / Quarterly
HOA FrequencyQuarterly
HOA NameMorada HOA
Tax Amount$1,393.7
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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