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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·71 days on market

6564 Todd Road

Jacksonville, FL 32216

$270,000$242/sqftEst. $1,496/moMLS# 2158137
↓ $10,000 below original list
3
Beds
2
Baths
1,117
Sq Ft
1959
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this fully renovated 3-bedroom, 2-bathroom single-family home in the heart of Jacksonville! This move-in-ready home has been thoughtfully updated from top to bottom, offering the perfect combination of modern style, comfort, and peace of mind. Featuring a brand-new roof and HVAC, stunning quartz countertops, a completely remodeled kitchen with new cabinetry and fixtures, beautifully renovated bathrooms, fresh finishes throughout, every detail has been designed to impress. Situated on a spacious lot, this property offers plenty of outdoor space for entertaining, gardening, pets, or future additions. The open, inviting layout is filled with natural light and shows beautifully, making it ideal for first-time homebuyers, growing families, or anyone looking for a turnkey home. Conveniently located just minutes from I-95, I-295, Downtown Jacksonville, Jacksonville International Airport, and NAS Jacksonville, this home provides an easy commute

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Property taxesest. at asking price, Duval County$441
Estimated total, before insurance$1,936/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,556/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Property taxes (est.): $441
Insurance (est.): $180
Estimated Total Monthly
$2,116
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,015 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,556/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 11, 2026Price change$270,000−$5,000
  • Aug 23, 2026Price change$275,000−$5,000
  • Aug 1, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2607 Randy Road, Jacksonville, FL 32216Listed by PURSUIT REAL ESTATE, LLCSep 2026$250,000$2263/21,104790.2
2458 Provost Court, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$278,000$2303/21,208150.4
2650 Emily Lane, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$230,000$1763/1.51,31070.4
6549 Lou Drive S, Jacksonville, FL 32216Listed by EXP REALTY LLCSep 2026$285,000$2363/21,208630.5
2417 Provost Road E, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INCSep 2026$229,000$1763/1.51,304220.5
2412 Tebassa Road, Jacksonville, FL 32216Listed by JPAR CITY AND BEACHSep 2026$229,000$1973/11,161180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$270,000
Price / Sq Ft$242
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,117
Acres0.23 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address6564 Todd Road, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSans Souci Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size10,018.8 sq ft
Parcel Number1383820000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Carport

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Porch, Rear Porch
ConstructionBlock, Concrete

Additional Information

Date ListedAugust 1, 2026
Days on Market71
Tax Amount$3,555.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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