Sold·Closed Sep 30, 2026·14 days on market
469 Jill Street
Middleburg, FL 32068
About this home
Middleburg
2023 custom-built, loved home on 1.127 acres is ready for you. The lot extends , into the woods.\, lot 164' x 300'. This 4 bedroom home offers upgrades you won't find in many other homes. Upgrades include double entry doors welcoming you, just beyond a covered front porch, a metal roof, cementous siding, black gutters, black window frames. A beautiful kitchen with an extra-large island, black stainless-steel appliances. and quartz countertops. Nicely appointed bathrooms, Water softener, and 50-amp service for your RV/boat parking, covered back porch, and no carpeting. The construction on this home is above the construction you find on the typical mass builder. Location provides private country life yet close to amenities such as schools, hospital, shopping and restaurants. Come see it today, shows even better in person. Washer and dryer convey.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,386 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,849/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$401,000
- Sep 4, 2026Active Under Contract$401,000
- Aug 21, 2026Active$401,000
- Jul 31, 2026Listed$401,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $245/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 60 Plankton Avenue, Middleburg, FL 32068Listed by EAST COAST REALTY | Sep 2026 | $239,900 | $148 | 3/2 | 1,620 | 60 | 0.2 |
| 13 Tulip Court, Middleburg, FL 32068Listed by LANTERN REALTY, LLC. | Sep 2026 | $274,900 | $143 | 4/2 | 1,924 | 95 | 0.2 |
| 63 Parsley Avenue, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $314,716 | $247 | 3/2 | 1,276 | 16 | 0.3 |
| 5117 Huntington Court, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jun 2026 | $225,000 | $190 | 3/2 | 1,186 | 18 | 0.5 |
| 212 N Mimosa Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $430,000 | $225 | 3/2 | 1,910 | 2 | 0.6 |
| 2183 Maluke Lane, Middleburg, FL 32068Listed by EXP REALTY LLC | Jul 2026 | $155,000 | $108 | 3/2 | 1,440 | 67 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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