Sold·Closed Oct 9, 2026·72 days on market
2839 Windemere Court
Middleburg, FL 32068
About this home
Middleburg
Stick built ONLY! This country estate property is well equipped and ready for your vision, featuring an artesian well with a submersible pump, a septic system designed for a 4 bedroom home and an established drainfield. This property has been enhanced with loads of fill dirt, providing a solid foundation for future improvements. Enjoy the benefits of a field fenced property, offering privacy and versatility for horses, livestock, recreational use, or simply wide open space to enjoy country living. A paved private dead end road extends half way along the front of the property, adding convenient and improved access while maintaining a quiet, tucked away setting. A boundary survey is available, providing clear property lines and added confidence for future development or planning. A great opportunity to build or invest in a peaceful Middleburg location with key infrastructure already in place.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,676 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 12 mi · 1 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 2 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 6 mi · Black Creek North Fork
Closest youth league fields
Rivertown Parkabout 11 mi · Baseball, Football, Lacrosse, Softball, Track
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,669/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 11, 2026Closed$250,000
- Sep 4, 2026Active Under Contract$250,000
- Aug 11, 2026Price change$250,000−$15,000
- Aug 4, 2026Active$265,000
- Aug 3, 2026Active Under Contract$265,000
- Jul 30, 2026Listed$265,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3452 Rustic Oak Trail, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jan 2026 | $130,000 | — | 0/0 | — | 76 | 0.5 |
| 0 County Road 218, Middleburg, FL 32068Listed by CHAD AND SANDY REAL ESTATE GROUP | Jan 2026 | $105,000 | — | 0/0 | — | 1 | 1.1 |
| 4170 Steven Arthur Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2025 | $139,900 | — | 0/0 | — | 162 | 1.9 |
| 2125 Harvard Street, Middleburg, FL 32068Listed by MAXREV, LLC | Jul 2025 | $118,500 | — | 0/0 | — | 9 | 1.9 |
| 219 Bush Court, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNS | Mar 2026 | $270,000 | — | 0/0 | — | 115 | 2 |
| 2139 2143 Charter Pointe Way, Middleburg, FL 32068Listed by NORTH FLORIDA REALTY ADVISORS | Sep 2026 | $205,000 | — | 0/0 | — | 120 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Sold by: THE WILKINS WAY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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