Sold·Closed Sep 23, 2026·90 days on market
3923 Skipper Road
Middleburg, FL 32068
About this home
Middleburg
Escape to peaceful country living on this beautiful 3.82-acre corner lot offering privacy, convenience, and future potential. Recently returned to the market after completion of a wetland survey, the property now includes valuable information for future planning and development. Approximately 2 acres appear to be buildable and high-and-dry, providing an ideal setting for a custom home, manufactured home, barn, workshop, or mini-farm (subject to county requirements). The land is cleared and partially fenced with an artesian well, septic system, and power available. Recent improvements include additional clearing, tree removal, and a Connex box suitable for storage, a workshop, or barn use. A prepared field features wood poles, no-climb horse fencing, and gates ready for installation. Enjoy the peace of rural living while remaining just minutes from schools, shopping, and nearby state parks. A rare opportunity to create your dream homestead with existing infrastructure already in place
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone SPBC
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,489 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 13 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 7 mi · Black Creek North Fork
Closest youth league fields
Rivertown Parkabout 12 mi · Baseball, Football, Lacrosse, Softball, Track
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $80,000 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,299 | $60,299 | — |
| 2024 | $60,299 | $60,299 | — |
| 2023 | $60,299 | $60,299 | — |
| 2022 | $30,500 | $30,500 | — |
| 2021 | $30,500 | $30,500 | ▼ $6,146 |
| 2020 | $36,653 | $36,653 | — |
2025 property taxes (current owner): $1,278/yr
Estimated taxes if purchased at asking price: ~$1,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Closed$105,000
- Sep 15, 2026Pending$105,000
- May 28, 2026Listed$105,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4174 Clove Street, Middleburg, FL 32068Listed by WATSON REALTY CORP | Nov 2025 | $90,000 | — | 0/0 | — | 4 | 0.9 |
| 4170 Steven Arthur Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2025 | $139,900 | — | 0/0 | — | 162 | 1.3 |
| 3216 Mill Creek Road, Middleburg, FL 32068Listed by COLDWELL BANKER SMITH AND SMITH REALTY | Mar 2026 | $82,000 | — | 0/0 | — | 32 | 1.4 |
| 4501 Tarragon Avenue, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $65,000 | — | 0/0 | — | 35 | 1.6 |
| 0 Anchor Road, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2025 | $89,000 | — | 0/0 | — | 94 | 1.9 |
| 2839 Windemere Court, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Oct 2026 | $225,000 | — | 0/0 | — | 72 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: NUBUILD LLC
Sold by: NUBUILD LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines