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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·73 days on market

7957 Smart Avenue

Jacksonville, FL 32219

$235,000$196/sqftEst. $1,302/moMLS# 2157638
3
Beds
2
Baths
1,197
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XNo HOA0.50 acresSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Soon to be Move-in ready! This brand new 3-bedroom, 2-bath open-concept home is ideal for buyers seeking a seamless and affordable transition into homeownership. The bright, spacious floor plan effortlessly connects the living, dining, and kitchen areas, making everyday living and entertaining easy. The owner's suite offers a private bathroom with double vanities, providing added comfort and functionality. Don't miss this opportunity to own a brand-new home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
Estimated total, before insurance$1,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,478 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $442/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 29, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7853 Pipit Avenue, Jacksonville, FL 32219Listed by CRYSTAL CLEAR REALTY, LLCAug 2026$248,500$2413/21,030560.3
8033 Mattox Avenue, Jacksonville, FL 32219Listed by REAL BROKER LLCAug 2026$213,000$1703/21,253150.3
8307 Gullege Drive, Jacksonville, FL 32219Listed by KST GROUP LLCAug 2026$165,000$1313/21,260900.3
7805 Siskin Avenue, Jacksonville, FL 32219Listed by THE THAYVER GROUPSep 2026$102,000$883/21,1601700.4
5911 John F Kennedy Drive N, Jacksonville, FL 32219Listed by US REALTY HUBAug 2026$87,500$743/21,182180.6
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221640.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,197
Acres0.50 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address7957 Smart Avenue, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionLincoln Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size21,780 sq ft
Parcel Number0212540020

Amenities

UtilitiesElectricity Available, Water Available
Water SourceNone
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 29, 2026
Days on Market0
Tax Amount$441.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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