This home is in Las Palmas, St. Augustine.

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Active

Active·Listed today·Las Palmas

1010 Bella Vista Boulevard 4-108

St. Augustine, FL 32084

$284,000$221/sqftEst. $1,448/moMLS# 2157422

Beds

Baths

1,284

Sq Ft

2000

Built

Garage

Pool

About this home

Las Palmas

Enjoy peaceful marsh views and the beauty of nature from this beautifully updated 2-bedroom, 2-bath condominium in the highly desirable Las Palmas community. Offering 1,284 square feet of thoughtfully designed living space across three levels, this home combines stylish updates with a low-maintenance lifestyle just minutes from historic downtown St. Augustine. The first level features an attached one-car garage with interior access. Upstairs, the main living area welcomes you with wood flooring, fresh interior paint, smooth ceilings, and abundant natural light. The kitchen is equipped with stainless steel appliances, including a new Bosch dishwasher, making meal preparation both stylish and functional. The guest bedroom and full bath are also located on this level, while the screened balcony provides the perfect place to relax and enjoy breathtaking marsh views and the incredible wildlife that call this ecosystem home.

Cost to own

Mortgage calculator

Home Price

$284,000

Down Payment: 20%

$56,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,448

Principal & Interest: $1,448

Property taxes (est.): $378

Insurance (est.): $189

Estimated Total Monthly

$2,015

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,448

Property taxesest. at asking price, St. Johns County$378

HOAbilled monthly$471

Estimated total, before insurance$2,297/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,831/yr · $236/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,831/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,828 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Listed$284,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$284,000

Price / Sq Ft$221

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,284

Year Built2000

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address1010 Bella Vista Boulevard 4-108, St. Augustine, FL 32084

Area321-North City-St Augustine

SubdivisionLas Palmas

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number1643504108

Amenities

AmenitiesPool, Cable TV, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Playground, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Unassigned

ViewIntracoastal, Other

Waterfront TypeIntracoastal, Marsh