Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 18
Active

Active·74 days on market

2325 Westbrook Circle S

Jacksonville, FL 32209

$119,000$136/sqftEst. $659/moMLS# 2157418
↓ $6,000 below original list
3
Beds
2
Baths
876
Sq Ft
1948
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Charming 3-bedroom, 2-bath home offering an excellent investment opportunity! Located in Jacksonville's desirable Westbrook Manor neighborhood, this single-story property features a bright and comfortable layout. The home is currently tenant-occupied with a lease in place through June 2027, generating $1200 per month in rental income, making it an ideal addition to an investment portfolio. Conveniently located near schools, shopping, dining, and major roadways, it offers both accessibility and long-term value. The spacious backyard provides plenty of room for outdoor enjoyment or future enhancements. Whether you're looking to expand your rental portfolio or secure a property with immediate income, this home is a fantastic opportunity.

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$659
Property taxesest. at asking price, Duval County$194
Estimated total, before insurance$853/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,420/yr · $202/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$119,000
$23,800
Loan Term
Monthly Payment
$659
Principal & Interest: $659
Property taxes (est.): $194
Insurance (est.): $79
Estimated Total Monthly
$933
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~934 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,420/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 7, 2026Price change$119,000−$6,000
  • Jul 28, 2026Listed$125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $131/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2332 Westbrook Circle S, Jacksonville, FL 32209Listed by MOMENTUM REALTYAug 2026$60,000$692/18731180
2122 Woodside Street, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$180,017$1713/21,05000.4
1870 Hartridge Street, Jacksonville, FL 32209Listed by ROUND TABLE REALTYOct 2026$98,000$943/21,0482740.8
2972 Dignan Street, Jacksonville, FL 32254Listed by ALLISON JAMES ESTATES AND HOMES FLORIDAAug 2026$78,500$743/11,061490.9
2929 Spencer Street, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLCAug 2026$127,500$1313/29752180.9
3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$174,000$1613/21,080981

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$119,000
Price / Sq Ft$136
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage876
Total Structure Area924 sq ft
Acres0.13 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address2325 Westbrook Circle S, Jacksonville, FL 32209
Area074-Paxon
SubdivisionWestbrook Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,662.8 sq ft
Lot Dimensions5649
Parcel Number0503570000
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch
RoofShingle
Road SurfacePaved

Additional Information

Date ListedJuly 28, 2026
Days on Market42
Tax Amount$2,420.13
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VIRTUALTY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines