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Active

Active·40 days on market

3324 Westmeath Drive

Ormond Beach, FL 32174

$639,900$235/sqftEst. $3,307/moMLS# 2157051

Beds

Baths

2,724

Sq Ft

2017

Built

Garage

Pool

About this home

Ormond Beach

*** ASSUMABLE 3.25% INTETEST RATE *** Welcome to this beautifully maintained 2017-built, two-story home offering 4 bedrooms, 2.5 baths, & breathtaking lake views on nearly a half-acre homesite. The open-concept floor plan features wood-look plank tile flooring throughout the main living areas, creating a warm & inviting space. The gourmet kitchen features granite countertops, stainless steel appliances, soft-close drawers, a walk-in pantry, abundant cabinetry, and a large island overlooking the spacious family room. The first-floor owner's suite showcases tray ceilings, peaceful lake views, a spa-like bath with dual granite vanities, a soaking tub, walk-in shower, and oversized walk-in closet. Upstairs offers three additional bedrooms, two with walk-in closets, a full bath and a convenient laundry room. The expansive backyard has plenty of room for a future pool and outdoor entertaining, all just minutes from beaches, shopping, dining, and everyday conveniences.

Cost to own

Mortgage calculator

Home Price

$639,900

Down Payment: 20%

$127,980

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,307

Principal & Interest: $3,307

Insurance (est.): $427

Estimated Total Monthly

$3,733

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,307

HOAbilled quarterly$65

Estimated total, before insurance$3,372/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FLA011131 - VC/Halifax Plantation

County records indicate this parcel on central sewer served by FLA011131 - VC/Halifax Plantation — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,842 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Listed$639,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,900

Price / Sq Ft$235

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,724

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPine Trail

MiddleOrmond Beach

HighSeabreeze

Community Information

Address3324 Westmeath Drive, Ormond Beach, FL 32174

Area625-Volusia County North-Beach

SubdivisionHalifax Plantation

CityOrmond Beach

CountyVolusia

StateFL

Zip Code32174

Parcel Number311107000450

Amenities

AmenitiesPool, Clubhouse, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup