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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·37 days on market

418 Brookhaven Trail

Ormond Beach, FL 32174

$600,000$158/sqftEst. $3,323/moMLS# 2163424
5
Beds
4.5
Baths
3,807
Sq Ft
2025
Built
3
Garage
No
Pool
FEMA Zone XHOA $100/mo10,019 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ormond Beach

ROOM TO GROW. LIFESTYLE TO LOVE. LOW HOA + NO CDD! Welcome to 418 Brookhaven Trail, an impressive 5-bedroom, 4.5-bath Ridgehaven home offering an exceptional combination of space, thoughtful upgrades, preserve privacy and easy Ormond Beach living. The versatile two-story Zircon design includes a first-floor primary suite, an additional downstairs bedroom, a flex space, expansive great room, dining area and a 3-car garage. Upstairs, three more generously sized bedrooms with walk-in closets surround an incredible 30' x 19' game/bonus room -- currently complete with a pool table that conveys. Create the ultimate game room, media lounge, second living area, home theater or all-purpose gathering space. The heart of the home showcases Meritage's Modern Rustic designer selections, including Barnett Harbor cabinetry, Carrara Veil quartz countertops, Haven Point chevron mosaic backsplash and beautiful Hill House Natural 6'' x 36'' wood-look tile.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
HOAbilled monthly$100
Estimated total, before insurance$3,423/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$524/yr · $44/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Insurance (est.): $400
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone DE

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,425 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $524/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 3, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $331/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
224 Vista Della Toscana, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$1,600,000$3315/4.54,8391401.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$600,000
Price / Sq Ft$158
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,807
Acres0.23 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address418 Brookhaven Trail, Ormond Beach, FL 32174
Area018-Volusia North Beach
SubdivisionOrmond Beach
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size10,018.8 sq ft
Parcel Number313612002250
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Jogging Path, Playground
Community FeaturesSidewalks
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Patio / PorchCovered, Porch, Screened
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 4, 2026
Days on Market10
HOA Fees$100 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$523.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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