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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 23, 2026·27 days on market

2824 Monaghan Drive

Ormond Beach, FL 32174

$485,000sold priceListed at $499,900 · 97% of asking$202/sqftMLS# 2138356
4
Beds
3
Baths
2,405
Sq Ft
2024
Built
3
Garage
No
Pool
HOA $65/mo9,583 sqft lotWaterfrontSingle Family Residence1 story

About this home

Ormond Beach

There's something about this home that just feels right the moment you walk in. Maybe it's the way the high ceilings and open space immediately make everything feel lighter, or how naturally the living, dining, and kitchen all come together into one large, connected area where life can simply happen. At 2824 Monaghan Drive, in the beautiful community of Halifax Plantation, this 2023-built, concrete block home was designed for the kind of everyday living that doesn't feel rushed or crowded--just comfortable and inviting. The heart of the home is the main living space, where conversations flow easily from the kitchen to the dining area to the living room. It's the kind of layout where you can cook while still being part of everything going on around you, where holidays feel full and lively, and even ordinary evenings feel a little more special. The kitchen itself is both beautiful and practical, with quartz countertops, built in double ovens, a walk-in pantry, and thoughtful details like

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,686
HOAbilled annually$65
Estimated total, before insurance$2,751/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,829/yr · $319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,686
Principal & Interest: $2,686
Insurance (est.): $323
Estimated Total Monthly
$3,010
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,832 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:23 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,829/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1318 Asher Court, Ormond Beach, FL 32174Listed by WATSON REALTY CORPJun 2026$279,000$1663/21,6842340.8
205 Heatherwood Court, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$610,000$2444/2.52,503712.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$208
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,405
Acres0.22 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Ranch, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

ElementaryPine Trail
MiddleOrmond Beach
HighSeabreeze

Community Information

Address2824 Monaghan Drive, Ormond Beach, FL 32174
Area621-Volusia County-North Central
SubdivisionHalifax Plantation
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size9,583.2 sq ft
Parcel Number313722000020
ZoningResidential

Amenities

AmenitiesJogging Path
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 3, 2026
Days on Market27
HOA Fees$780 / Annually
HOA FrequencyAnnually
Tax Amount$3,828.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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