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Sold·Closed Jun 25, 2025·25 days on market
40 Winchester Road
Ormond Beach, FL 32174
About this home
Ormond Beach
SHORT SALE!! SHORT SALE!! 4 Bedroom. 3 bath. 2 car garage. 3386 Sq. Ft. on 5 Acres of land. Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,334 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 24 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 19 mi · 3.7 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $429/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3222 Bailey Ann Drive, Ormond Beach, FL 32174Listed by COLDWELL BANKER VANGUARD REALTY | Nov 2025 | $337,000 | $196 | 3/2 | 1,717 | 63 | 1.1 |
| 1318 Asher Court, Ormond Beach, FL 32174Listed by WATSON REALTY CORP | Jun 2026 | $279,000 | $166 | 3/2 | 1,684 | 234 | 1.3 |
| 2824 Monaghan Drive, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $485,000 | $202 | 4/3 | 2,405 | 27 | 1.4 |
| 78 Kingsley Circle, Ormond Beach, FL 32174Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $385,000 | $170 | 3/2 | 2,266 | 26 | 1.4 |
| 205 Heatherwood Court, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $610,000 | $244 | 4/2.5 | 2,503 | 71 | 1.5 |
| 3965 Acoma Drive, Ormond Beach, FL 32174Listed by NON MLS (realMLS) | Apr 2026 | $510,000 | $271 | 3/2 | 1,884 | 0 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 7 STAR REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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